How to Cross the Border with Ease

Way to go — you bought a U.S. home! Whether you’re heading south for the winter or moving to the U.S. permanently, we’re here to make your journey easier.

Keep reading to find out:

  • What to take care of before you leave Canada
  • How to feel at home in the U.S. faster
  • Ways to save time and money as you make the move

Way to go—you bought a U.S. home! Whether you’re heading south for the winter or moving to the U.S. permanently, we’re here to make your journey easier.

Keep reading to find out:

  • What to take care of before you leave Canada
  • How to feel at home in the U.S. faster
  • Ways to save time and money as you make the move

Heading South for the Winter? Things to Do Before Saying Bon Voyage

  • Call your Canadian insurer and make sure your home insurance covers your Canadian home even when it’s unoccupied.
  • Check that your auto insurance covers you in the U.S. and be sure to pack a copy of your policy.
  • See if you’ll need a U.S. driver’s license and whether you’ll need to register your vehicle in the U.S.—requirements vary by state. Visit USA.gov for details.
  • Give your cell phone provider a ring to add international roaming to your data plan—and be sure to ask about any discounts they’re offering to see if you can save.

Protect yourself against the unexpected with travel insurance. Your provincial health plan will provide little to no coverage for emergency medical expenses while you’re in the U.S.

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Why Travel Insurance is Important

Explore Travel Insurance Coverage Options

  • Make sure the length of your stay meets U.S. residency and tax regulations to avoid penalties.
  • Check that your Power of Attorney and/or Letter of Direction are valid in your state and bring them with you.

Concerned about tax and legal documents or have more questions? Find a cross-border tax/legal advisor.

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Seven Things Every Canadian Should Know About U.S. Tax and Immigration Rules

Make your life easier by setting up a U.S. checking account and credit card to get access to U.S. cash, pay U.S. bills and avoid fees from drafts, wires and foreign transaction fees. Plus, as an RBC cross-border banking client, you can transfer money between your Canadian and U.S. bank accounts, instantly and for free1!

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Smart Ways to Pay Your U.S. Bills

From Here to There: Six Ways for Canadians to Pay U.S. Bills When in Canada

Print this handy U.S. travel checklist for a more complete list of pre-trip to dos.

Moving to the U.S.? Here’s How to Get Ready.

If you’re going to be living in the U.S. for more than a year or moving permanently, there are a few things you need to do to prepare:

  • Speak with a tax advisor well ahead of your move to make a plan to reduce or defer your Canadian tax obligations, like the departure tax.
  • Get your paperwork together. Since you’ll require a particular type of visa depending on the purpose of your move, be sure to review your individual visa requirements with the U.S. Department of State.
  • If you’re hiring a moving company, make sure your mover has all the necessary paperwork to show customs.

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Moving to the U.S. Part One: 9 Things to Know Ahead of Your Move

Moving to the U.S. Part Two: Three Steps for a Smoother Move

From figuring out what to do with your car to deciding how to handle your Canadian investments, there are a number of things you’ll need to take care of if you plan to work, study or live in the U.S. on a permanent basis.

Check out our popular Moving to the U.S. series for:

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Moving to the U.S. Part Three: Five Tips for an Easy Transition

Moving to the U.S. Part Four: Planning Your Future as a U.S. Resident

Moving to the U.S. Part Five: What to Do with Your Canadian Investments

Get Your Free Guide to Buying a U.S. Home.


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