Features at-a-glance
Instant transfers between the U.S. and Canada1Legal Disclaimer (opens in popup),5Legal Disclaimer (opens in popup)
Move money cross-border 24/7
Send and receive money in the U.S.
Add your U.S. cards to your PayPal‡Legal Disclaimer (opens in popup),39Legal Disclaimer (opens in popup) account to send money to friends and family in the U.S.
Annual Percentage Yield17
For minimum daily balance between $25,000 and $49,999
Greater than $50,000 minimum daily balance
Apply online with your Canadian address
You don’t need to be a U.S. resident or have a U.S. address.
Cross-border
offers & perksLegal Disclaimer (opens in popup)39
With RBC Bank, your benefits go beyond banking. Enjoy thousands of offers, discounts and deals across Canada and the U.S., all unlocked through cross-border banking.
Travel and attraction discounts
in the U.S. & CanadaLegal Disclaimer (opens in popup)43
Get a discount of up to 25% on car and SUV rentalsLegal Disclaimer (opens in popup)45
Get a discount of up to 35% on car and truck rentalsLegal Disclaimer (opens in popup)46,Legal Disclaimer (opens in popup)47
Save on cross-border shopping & shippingLegal Disclaimer (opens in popup)51
Support & resources
How can we help you today?
Top U.S. banking FAQs
Manage your account
Access and link accounts
Easy instant access to your accounts through online banking, the RBC Mobile App and via phone anytime, anywhere.
Get cash in the U.S.
No need to pack a stack of cash when you head to the U.S.
Pay U.S. bills
Paying bills or sending funds to friends and family in the U.S. is a little bit different than in Canada.
Transfer money cross-border
Move money back and forth between your U.S. and Canadian accounts easily, quickly and for free.1Legal Disclaimer (opens in popup)
Make a deposit
Checks, wires, direct or cash. There are lots of ways you can make your deposit.
Send and receive money person-to-person in the U.S.
Add your U.S. cards to your PayPal‡Legal Disclaimer (opens in popup),39Legal Disclaimer (opens in popup) account to send money to friends and family in the U.S.
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