Earn our best interest rates on U.S. dollars

$0/month with a $1000 minimum balance

$0

Per month

Features at-a-glance

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Instant transfers between the U.S. and Canada1Legal Disclaimer (opens in popup),5Legal Disclaimer (opens in popup)

Move money cross-border 24/7

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Send and receive money in the U.S.

Add your U.S. cards to your PayPalLegal Disclaimer (opens in popup),39Legal Disclaimer (opens in popup) account to send money to friends and family in the U.S.

Annual Percentage Yield17

0.25%

For minimum daily balance between $25,000 and $49,999

0.50%

Greater than $50,000 minimum daily balance

View Interest Rates
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Apply online with your Canadian address

You don’t need to be a U.S. resident or have a U.S. address.

Cross-border
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With RBC Bank, your benefits go beyond banking. Enjoy thousands of offers, discounts and deals across Canada and the U.S., all unlocked through cross-border banking.

Manage your account

Access and link accounts

Easy instant access to your accounts through online banking, the RBC Mobile App and via phone anytime, anywhere.

Get cash in the U.S.

No need to pack a stack of cash when you head to the U.S.

Pay U.S. bills

Paying bills or sending funds to friends and family in the U.S. is a little bit different than in Canada.

Transfer money cross-border

Move money back and forth between your U.S. and Canadian accounts easily, quickly and for free.1Legal Disclaimer (opens in popup)

Make a deposit

Checks, wires, direct or cash. There are lots of ways you can make your deposit.

Send and receive money person-to-person in the U.S.

Add your U.S. cards to your PayPalLegal Disclaimer (opens in popup),39Legal Disclaimer (opens in popup) account to send money to friends and family in the U.S.

Can’t find what you need? View all FAQs