Key Features

  • Free, unlimited transfers and instant exchange1
    Between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts – 24/7 with no delay.
  • No branches, no problem
    Easily access your money through online or telephone banking
  • Unlimited deposits
  • $0 fee with $1,000 balance
  • Up to 6 debits/month
  • FDIC insured funds up to $250,000 per ownership category12
  • Use checks for your U.S. purchases

Ways to Bank

Easily Move Money

Transfer money between your RBC Canadian and U.S. accounts instantly and for free1 .

Bank Anywhere, Anytime

Use the RBC Mobile app or RBC Online Banking to move money and pay U.S. bills in seconds.

Get Cash at 50,000+ No-Fee2 ATMs

If you’re charged a fee for using an ATM, we’ll reimburse you (limits apply)3 .

Ways to Apply

Better Cross-Border Banking Gives You More

Direct Checking

Earn our best interest rates! Easily access the money you've saved, move funds or write checks.

Visa Signature Black U.S. Credit Card

Earn rewards with every purchase you make. Redeem for cash back, travel, gift cards and more.

Find a No-Fee U.S. ATM2 Near You

Withdraw cash at over 50,000 no-fee2 ATMs across the U.S. Find your closest location!

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