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Features At-a-Glance
Instant transfers between the U.S. and Canada1Legal Disclaimer (opens in popup),5Legal Disclaimer (opens in popup)
Move money cross-border 24/7
Send and receive money in the U.S.
Use your U.S. bank account with 3rd party apps
Annual Percentage Yield17
For minimum daily balance between $25,000 and $49,999
Greater than $50,000 minimum daily balance
Apply online with your Canadian address
You don’t need to be a U.S. resident or have a U.S. address
Unlock Cross-Border Offers & Perks
Enjoy access to discounts and benefits in the U.S. and Canada
- 300,000+ Travel Offers in 10,000+ U.S. Cities through Abenity Perks
- Save on travel including hotels, resorts, restaurants and car rentals
- Enjoy special access to attractions and experiences nationwide
Get up to a 25% discount on car and truck rentals
Save on your next rental car in the U.S. with discounted rates
Discounted tele-health consultations
Instantly connect with a licensed doctor - any time, 24/7 in Canada or the U.S.
Cross-Border Shopping & Shipping
Shop U.S. retailers online and enjoy reduced rate shipping home to Canada.
National insurance marketplace
Find homeowner and flood insurance quotes from multiple providers
- 300,000+ Travel Offers in 10,000+ U.S. Cities through Abenity Perks
- Save on travel including hotels, resorts, restaurants and car rentals
- Enjoy special access to attractions and experiences nationwide
Support & Resources
How can we help you today?
Top U.S. Banking FAQs
Manage Your Account
Access and Link Accounts
Easy instant access to your accounts through Online Banking, the RBC Mobile App and via phone anytime, anywhere.
Get Cash In the U.S.
No need to pack a stack of cash when you head to the U.S.
Pay U.S. Bills
Paying bills or sending funds to friends and family in the U.S. is a little bit different than in Canada.
Transfer Money Cross-Border
Move money back and forth between your U.S. and Canadian accounts easily, quickly and for free1Legal Disclaimer (opens in popup) .
Make a Deposit
Checks, wires, direct or cash. There are lots of ways you can make your deposit.
Send and Receive Money Person-to-Person in the U.S.
With no Interac eTransfer in the U.S. you can use 3rd party apps with a U.S. cell number to send money.
Can’t find what you need? View all FAQs