1. Pre-Approval
How We Help:
- We can coordinate a pre-approval for you within 1 to 2 business days when you’re actively shopping for your new home.
2. The Application
How We Help:
- We'll help you fill out the application and let you know if anything is missing. Just let us know when and where you're closing
- If you're ready to get started, you can start a new application online now
- If you’ve already filed out your pre-approval, give us a call at 1-866-283-5928 and we’ll finish your application with you
Closing a U.S. mortgage takes 40-45 days, regardless of lender, so be sure to plan accordingly:
Get The Detailed Timeline3. The Review
How We Help:
- We'll review your documents (see our documentation checklist) and give you a conditional approval letter that will be valid for 60 days
- We'll arrange for a licensed home appraiser to book an appraisal with you
- We'll submit the request for title work and flood determination
- We’ll make sure we have everything we need to make a decision about the mortgage
4. Closing Time
How We Help:
- We’ll help you through the final closing and make sure all parties have everything in place
- We’ll walk you through the final things you need to provide—such as your ID and homeowner’s insurance policy
- We’ll provide customized and ongoing service, helping you with any of your home financing needs