1. Pre-Approval

How We Help:
  • We can coordinate a pre-approval for you within 1 to 2 business days when you’re actively shopping for your new home.

2. The Application

How We Help:
  • We'll help you fill out the application and let you know if anything is missing. Just let us know when and where you're closing
  • If you're ready to get started, you can start a new application online now
  • If you’ve already filed out your pre-approval, give us a call at 1-866-283-5928 and we’ll finish your application with you

Closing a U.S. mortgage takes 40-45 days, regardless of lender, so be sure to plan accordingly:

Get The Detailed Timeline

3. The Review

How We Help:
  • We'll review your documents (see our documentation checklist) and give you a conditional approval letter that will be valid for 60 days
  • We'll arrange for a licensed home appraiser to book an appraisal with you
  • We'll submit the request for title work and flood determination
  • We’ll make sure we have everything we need to make a decision about the mortgage

4. Closing Time

How We Help:
  • We’ll help you through the final closing and make sure all parties have everything in place
  • We’ll walk you through the final things you need to provide—such as your ID and homeowner’s insurance policy
  • We’ll provide customized and ongoing service, helping you with any of your home financing needs