- Unlimited transactions and preferred foreign exchange rate
One of the best RBC offers.
- Free, unlimited transfers and instant exchange1
Between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts – 24/7 with no delay.
- Stop packing a stack of cash
Get cash at over 50,000 no-fee2 ATMs across the U.S.
- Link your RBC Bank and RBC Royal Bank acccounts
With a single sign-in and transfer funds back and forth.
More Great Features
|Access U.S. Cash|
|Pay U.S. Bills||
|Minimum Balance||$0; $50 deposit required to open|
|Deposit U.S. Dollar Checks||
|Nationwide Coverage||Yes – Bank in all 50 states|
|Personalized Checks||First order of 50 checks is on us (shipping & handling fees may apply)|
|ID Theft Recovery Service||Free|
|Cash Advances||Available at ATMs, financial institutions and participating retailers|
|Tap and Go||Contactless payment feature at participating merchants – simply tap your card at checkout to complete your transaction and be on your way.|
Shop, Get Easy Access to Cash with Visa Debit
While Visa Debit is new to Canadians, it’s a mainstay of freedom and flexibility in the U.S. With your RBC Visa Debit card, you can enjoy free2 access to over 50,000 no-fee ATMs across the U.S! Find Allpoint ATMs in popular retailers such as Target, Walgreens, and CVS Pharmacy.
- Use your card to make purchases online or over the phone–wherever Visa is accepted
- Deposit U.S. currency and U.S. dollar checks at thousands of no-fee ATMs2 that accept deposits
- Every RBC Visa Debit card comes with chip technology, offering enhanced fraud protection
- You’re protected by Visa’s Zero Liability Policy10 –there's no personal liability in the event of fraudulent use when you sign for purchases
- Link your card to Visa Checkout and pay online or on the go from your mobile phone or tablet in one quick, secure step
- Avoid foreign transaction fees on U.S. purchases (if you use your Canadian credit card in the U.S., you’ll typically pay up to 2.5% in foreign transaction fees on top of the purchase amount).
Ways to Bank
Bank Anywhere, Anytime
Use the RBC Mobile app or RBC Online Banking to move money and pay U.S. bills in seconds.
Better Cross-Border Banking Gives You More
Visa Signature Black U.S. Credit Card
Earn rewards with every purchase you make. Redeem for cash back, travel, gift cards and more.