Unlimited Transfers and a Preferred FX Rate


Per year

Open Account Online

Features At-a-Glance

Unlimited & instant transfers between the U.S. and Canada with preferred FX rates2Legal Disclaimer (opens in popup) 1Legal Disclaimer (opens in popup)

Move money cross-border 24/7

Access to 50,000+ no-fee ATMs2Legal Disclaimer (opens in popup) in all 50 states

Plus cash-back at large retailers

Send and receive money in the U.S.

Use your U.S. bank account with 3rd party apps

Pay U.S. bills in U.S. dollars

Pay for rental, utility and other bills from the U.S. or Canada

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Apply online with your Canadian address

You don’t need to be a U.S. resident or have a U.S. address

Unlock Convenience

Easily move money cross-border on your mobile device, shop and get cash in the U.S.

Freedom and flexibility with RBC Visa Debit

Use your card to make purchases online or over the phone wherever Visa is accepted.

 More RBC Visa Debit Features

Deposit mobile checks and pay U.S. bills on the go

Online, anytime, on either side of the border.

Deposit a U.S. Check

Superior to U.S. Dollar Canadian-based accounts

Canadian U.S. dollar accounts don’t provide the same savings and flexibility.

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Get cash at over 50,000 no-fee ATMs2Legal Disclaimer (opens in popup) in all 50 states!

Find your closest location

 Find a no-fee ATM

Unlock Cross-Border Offers & Perks

Enjoy access to discounts and benefits in the U.S. and Canada

Get up to a 25% discount on car and truck rentals

Save on your next rental car in the U.S. with discounted rates

Discounted tele-health consultations

Instantly connect with a licensed doctor - any time, 24/7 in Canada or the U.S.

Cross-Border Shopping & Shipping

Shop U.S. retailers online and enjoy reduced rate shipping home to Canada.

Nationwide insurance marketplace

Find homeowner and flood insurance quotes from multiple providers

Explore Cross-Border Offers & Perks

Manage Your Account

Access and Link Accounts

Easy instant access to your accounts through Online Banking, the RBC Mobile App and via phone anytime, anywhere.

Get Cash In the U.S.

No need to pack a stack of cash when you head to the U.S.

Pay U.S. Bills

Paying bills or sending funds to friends and family in the U.S. is a little bit different than in Canada.

Transfer Money Cross-Border

Move money back and forth between your U.S. and Canadian accounts easily, quickly and for free1Legal Disclaimer (opens in popup) .

Make a Deposit

Checks, wires, direct or cash. There are lots of ways you can make your deposit.

Send and Receive Money Person-to-Person in the U.S.

With no Interac eTransfer in the U.S. you can use 3rd party apps with a U.S. cell number to send money.

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