Why Canadians love Our U.S. Financing

  • Easy access to money once your line of credit is set up.
  • Avoid currency exchange and bypass wire transfer fees when you need money in the U.S.
  • We’ll use your Canadian credit history when reviewing your loan application.
  • Use your line of credit4 to cover expenses or link overdraft to your U.S. checking account.

U.S. Lines of Credit

Home Equity Line of Credit30
(Secured)

Use your home equity to fund improvements, pay for school or invest in something new.

Interest-Only

Payments for 10 Years

Borrow Up To

80% of the Equity in Your Home

Access Funds

Online, Anytime

  • Variable interest rates based on the Wall Street Journal prime rate30 plus a margin
  • Combined maximum 30-year term, including 10-year draw period and 20-year repayment period
  • Convenient access by check, phone or online transfer
  • Make payments easily with a U.S. checking account and Online Banking

Personal Line of Credit4
(Unsecured)

Set up a safety net to cover unexpected costs, with easy access to the money you need.

Easy Access

To Credit

$3,500

And Over Available

Flexible

Repayment Terms

  • Variable interest rates
  • Convenient access by check, phone or online transfer
  • No-fee overdraft protection (by linking your line of credit to your U.S. checking account)
  • Low $25 annual fee
  • Make payments easily with a U.S. checking account and Online Banking