U.S. Home Equity Solutions for Canadians

Two Options for Canadians to Tap Into U.S. Equity

Use it to renovate your home, pay for upgrades and cover U.S. bills and expenses, and have U.S. cash on hand without concern for fluctuating foreign exchange costs.

Home Equity Line of Credit^Disclaimer30

HELOC OFFER

Save thousands on closing costs with an RBC Bank HELOC³¹

Offer available until April 30, 2027

Get Started

Maximum flexibility with access to funds online, anytime
No minimum balance, usage or draw requirements
Peace of mind of having U.S. cash when you need it
No concern for fluctuating foreign exchange costs
Borrow up to 80% of the equity in your home
Interest only payments for a 10 year draw period
Make just the minimum payment
Flexible repayment options - make interest only payments or pay more to reduce your balance

Refinance Your Property^Disclaimer27

$0 UNDERWRITING FEES

$0^Disclaimer28 underwriting fees on new refinancing

Offer available until April 30, 2027

Get Started

Get a lump sum of cash
Make monthly payments amortized over 30 years^Disclaimer25
Our lowest interest rates
Lock in for 3-, 5-, 7- or 10-year terms^Disclaimer25
No pre-payment penalties
Make lump sum payments at any time
Check Refinancing Rates