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Foreign Transaction Fee Savings Calculator

How much is your Canadian credit card costing you when you head to the U.S.?

Money

How much money did you spend in the U.S. over the last 12 months?

Accounts

With an RBC Bank U.S. Credit Card and Bank Account, you could have saved between

$0 CAD35

Here is a breakdown of the potential savings if you were to spend $ USD over 12 months

Typical CAD Credit / Debit Card Visa Signature Black +
Direct Checking
Visa Signature Black Credit Card Annual Fee $020
Direct Checking Annual Fee (with eStatements) $0 for 1 year29. Learn more.
Foreign Transaction Fees USD36 $0
Total Savings $0 CAD35

You can also earn 1 RBC Rewards point for every $1 you spend6 with the Visa Signature Black card. Redeem that for 1.00% cash back and that’s another $ USD in your pocket!24

You can also earn 1 RBC Rewards point for every $1 you spend6 with the Visa Signature Black card. Redeem that for 1.00% cash back and that’s another $ USD in your pocket!24

Reasons Canadians love Our U.S. Banking Bundle

  • Avoid foreign transaction fees on your U.S. purchases19. You won’t pay the typical 2.5 – 3.5% charged by most Canadian credit and debit cards.
  • We use your Canadian credit history and address to help you qualify for a U.S. credit card.

Direct Checking
U.S. Bank Account

Annual Fee: $0 for 1 year29

  • You don’t need to be a U.S. resident. We use your Canadian address to open your account
  • Deposit U.S. checks using your smartphone or tablet
  • 10 debits per month; $1 per additional debit11
  • No minimum balance ($50 deposit to open)
  • FDIC insured up to $250,000 per ownership category12

Visa Signature Black
U.S. Credit Card

Card

No Annual Fee20

  • Earn 1 RBC Rewards point for every $1 you spend6.
  • Redeem for travel, gift cards, merchandise or 1.00% cash back24 .
  • Travel with your choice of any airline, any flight, any time when you redeem. No blackout periods or seat restrictions.

  • Enjoy built-in insurance coverage9 that protects your travels, purchases and more when you use your card to pay. More insurance details.

  • We’ll use your Canadian credit history and your RBC Royal Bank relationship to help you qualify
  • Get emergency cash and card replacement
  • Enjoy travel perks such as signature concierge services to scheduled events and access to tickets

Save up to in foreign exchange fees when you spend $ USD per year on U.S. purchases35.

Star

Sign up now for a cross-border banking bundle and get a no annual fee20 Visa Signature Black credit card with a no annual fee Direct Checking account for 1 year29. Offer ends October 31st, 2023. Learn more.

Credit Cards

Apply For This Bundle