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How much is your Canadian credit card costing you when you head to the U.S.?
How much money did you spend in the U.S. over the last 12 months?
Here is a breakdown of the potential savings if you were to spend $ USD over 12 months
| Typical CAD Credit / Debit Card | Visa Signature Black +
Direct Checking |
|
|---|---|---|
| Visa Signature Black Credit Card Annual Fee | $020 | |
| Direct Checking Annual Fee (with eStatements) | $0 for 1 year29. Learn more. | |
| Foreign Transaction Fees | USD36 | $0 |
| Total Savings | $0 CAD35 |
You can also earn 1 RBC Rewards point for every $1 you spend6 with the Visa Signature Black card. Redeem that for 1.00% cash back and that’s another $ USD in your pocket!24
Reasons Canadians 
Our U.S. Banking Bundle
- Avoid foreign transaction fees on your U.S. purchases19. You won’t pay the typical 2.5 – 3.5% charged by most Canadian credit and debit cards.
- We use your Canadian credit history and address to help you qualify for a U.S. credit card.
Direct Checking
U.S. Bank Account
Annual Fee: $0 for 1 year29
Free and unlimited online CAD <> USD exchange and transfers1 between your RBC Royal Bank (Canadian) and RBC Bank (U.S.) accounts – 24/7 with no delay.
Use your RBC Bank Visa Debit card to get cash at over 50,000 ATMs nationwide.
Pay your U.S. credit cards and other bills online, from Canada or the U.S.
Visa Signature Black
U.S. Credit Card
No Annual Fee20
- Earn 1 RBC Rewards point for every $1 you spend6.
- Redeem for travel, gift cards, merchandise or 1.00% cash back24 .
- Travel with your choice of any airline, any flight, any time when you redeem. No blackout periods or seat restrictions.
Enjoy built-in insurance coverage9 that protects your travels, purchases and more when you use your card to pay. More insurance details.
- We’ll use your Canadian credit history and your RBC Royal Bank relationship to help you qualify
- Get emergency cash and card replacement
- Enjoy travel perks such as signature concierge services to scheduled events and access to tickets
Save up to in foreign exchange fees when you spend $ USD per year on U.S. purchases35.
Sign up now for a cross-border banking bundle and get a no annual fee20 Visa Signature Black credit card with a no annual fee Direct Checking account for 1 year29. Offer ends December 31, 2023. Learn more.
