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Save from the start by financing your U.S. home
When you finance vs. paying all cash, your initial costs are limited to a down payment and closing costs. This preserves your Canadian equity and assets — and saves you thousands of dollars in one-time, upfront foreign exchange costs.
Cash needed at closing
If you finance...
$119,700 CAD
(For 20% down payment and 2.5% closing costs, when converting your CAD to USD.)
If you pay cash...
$532,000 CAD
(For the full purchase price, when converting your CAD to USD.)
This calculator assumes an exchange rate of: US$1/C$ 0.76, a 20% down payment and 2.5% in closing costs. Note: Foreign exchange rates are subject to change at a moment's notice.
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Save thousands on a U.S. mortgage
Don't pay bank fees on your U.S. mortgage and save up to $4,500 USD in closing costs.42
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