(EN)
Your U.S. home equity can give you financial flexibility
BorrowDisclaimer8opens in a new window,Disclaimer30opens in a new window the amount you need - up to 80% of your home's value - and preserve the credit you have available in Canada. You can even use your Canadian credit report to qualify.
Mortgage amount is greater than value of equity available in home.
Calculate the equity you can access from your U.S. home
Your available equity:
$320,000 USD
What kind of home loan do you want to calculate?
- Cash-Out RefinanceDisclaimer27opens in a new window
- Home Equity Line of CreditDisclaimer30opens in a new window
0% of Home Value
Cash-out amount
$0 USD
Monthly mortgage payment
$0 USD
Show me this in CAD$A cash-out refinance gives you:
- A lump sum of cash with monthly payments amortized over 30 years - spreading out your cost of foreign exchange
- Our lowest interest rates locked in for 3, 5, 7, or 10-year termDisclaimer25opens in a new window
- The ability to make lump-sum payments at any time with no pre-payment penalties
$0 underwriting fees on new refinancingDisclaimer28opens in a new window. Offer available until April 30, 2025.
Get Started0% of Home Value
Monthly interest payment
$0 USD
Show me this in CAD$HELOC Cost vs Foreign Exchange
The annual cost of borrowing $ USD is
$ USD. If you were to convert the same amount from Canadian dollars, the one-time foreign exchange cost would be approximately $ CAD.
A Home Equity Line of Credit gives you:
- Peace of mind having U.S. cash when you need it without concern for fluctuating foreign exchange costs to
- Interest-only payments for a 10 year draw period
- No minimum balance, usage or draw requirements
- Access to funds online, anytime
Save thousands on closing costs with a no-fee HELOCDisclaimer31opens in a new window. Offer available until April 30, 2025.
Get StartedGet Your Free Guide to Using Your U.S. Equity
Thank you!
Congratulations on your plan to make your U.S. home equity work for you. We’re here to help and ready to be your partner every step of the way. Check your email for your link to Using Your U.S. Home Equity: a Guide for Canadians.
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