Why Canadians Our U.S. Mortgage Solutions
- We’re experts in helping Canadians buy property in the U.S. and
will guide you every step of the way.
- We’ll use your Canadian credit history when reviewing your
mortgage application. We’ll also look at your RBC relationship.
- We offer financing in all 50 states.
- Our mortgages come with no payment restrictions – so
you can make penalty-free, lump-sum payments anytime.
U.S. Mortgage8 Financing Options
Fixed Rate Mortgages
|Become a Homeowner in the U.S.!||Fixed rate mortgages are ideal if you want to buy property in the U.S.|
|You Can Choose a Term That Works For You||Choose a fixed 3-, 5- or 7-year mortgage term25|
|Save Money on Home Ownership||Financing your home lets you spread the foreign exchange costs out over time|
|Keep Your Monthly Costs Down||Because your mortgage payment is based on a 30-year term, your monthly payments are kept as low as possible|
|You Have Options at the End of Your Term||
Already Have a Purchase Agreement on a U.S. Home?
|Take Advantage of the Market!||Refinancing makes sense if you have equity built up in a U.S. home—for instance if you own a home outright or have a mortgage on a property that has increased in value|
|Unlock Your Equity||Borrow up to 80% of the equity in your home through a new mortgage|
|Reach Your Goals, Improve Cash Flow||
Refinancing with RBC Bank lets you:
Home Equity Line of Credit30
|A Smart Credit Option for Homeowners||HELOCs offer low-cost borrowing for homeowners, offering great payment flexibility.|
|Unlock Your Equity||
|Save Money on Your Borrowing||
|Spread Repayment Over the Long-term||
Keep an Eye on the Market!
Have rates e-mailed to you on a regular basis, or when they reach the rate you're waiting for.
Calculate Your U.S. Mortgage Payment
Let Us Be Your Guide
We share a border, a language and a love of sports. But our mortgage processes have some differences.
Now is a Great Time to (Re) Finance in the U.S.
With interest rates still low and the Canadian dollar below par, financing your U.S. home purchase or re-financing your current property makes great sense right now. Our infographic shows you why.