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          Visa‡ Platinum

          Visa Platinum credit card

          Earn Rewards with Every Purchase You Make. Redeem for Cash Back, Travel, Gift Cards and More.

          Annual Fee: $020

          Additional Card: $0

          Purchase Rate: Low introductory APR offer

          0% introductory APR for 6 months. After the introductory period, the Annual Percentage Rate which is Prime Rate plus a margin between 9.99% and 16.74% based on your credit worthiness will apply. This APR will vary with the market based on the Prime Rate22.

          Card Details

          • Make your transaction in U.S. dollar and avoid daily currency fluctuations
          • Earn 1 Avion point for every $1 spent on your card6
          • Redeem your Avion points for 1.00% cash back24
          • No annual fee20

          Rewards

          Use your card. Earn points. Get free stuff

          Every time you make a purchase with your card, you automatically earn Avion points that you can redeem for travel, cash back, gift cards, merchandise and more.

          Pool and transfer points7

          Get the rewards you want faster by pooling points with friends and family. You can also transfer them to your Canadian Avion Rewards account at face value. Points are transferred at a 1:1 value. One U.S. Avion point is equal to one Canadian Avion point.

          So many rewards to choose from!

          Redeem points for gift cards at some of your favorite spots—like Amazon, Best Buy, Publix, Panera and Starbucks. You can also redeem for the latest gadgets from today’s hottest brands.

          More Features

          Easy to Use, Easy to Pay Off

          Use your RBC Bank credit card anywhere Visa is accepted in-store, online and over the phone. And pay your credit card bill by just clicking the “Pay Now” button in Online Banking. Sound simple? It is.

          A Secure Way to Pay

          Chip technology is embedded into your RBC Bank credit card, which means you’re protected by several layers of fraud prevention technology. And if something goes wrong, you’re protected by Visa’s Zero Liability10.

          Insurance9

          Enjoy Built-in Insurance Benefits That Protect You and Your Money

          • Travel accident insurance up to $250,000
          • Auto rental collision damage waiver

          Extras

          Plus a Few Extras That Offer Additional Benefits For Our Cardholders

          • Roadside assistance
          • Emergency cash and card replacement

          Documentation

          Credit Card Features & Benefits

          Credit Card Disclosures

          Cardholder Agreement

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          • Bundle Builder
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          • Moving to the U.S.
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          • Apply OnlineApply Online Footer Link
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          • Locate a No-Fee ATM 2

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          • Get Pre-ApprovedGet Pre-Approved Footer Link
          • Find Your Mortgage Rate
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          All loans and lines of credit are subject to approval.
          footer house Equal Housing Lender. Member FDIC. ® / ™ Trademarks of Royal Bank of Canada. Used under license.
          RBC Bank means RBC Bank (Georgia), N.A., a subsidiary of Royal Bank of Canada.
          © RBC Bank (Georgia), N.A.

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