Visa Signature Black
- No foreign transaction fees on U.S. purchases19Legal Disclaimer (opens in popup)
- Earn 1 RBC Rewards point for every dollar you spend6Legal Disclaimer (opens in popup)
- Redeem points for travel, gift cards, merchandise, or unlimited 1% cash back24Legal Disclaimer (opens in popup)
Apply using your Canadian credit history
Ramp up your Rewards
Insurance and Protection
Your RBC Bank credit card comes with valuable travel insurance9Legal Disclaimer (opens in popup) that protects you from the unexpected. You also get protection for your purchases and rental vehicle. Take a look at all the coverage that comes with a Visa Signature Black and Signature Black Plus cardVisa Signature Black Credit Card Guide to BenefitsPDF link opens in new window
Travel and Emergency Services
If an accident or emergency happens while you’re in the U.S., we’ve got you covered with extensive travel and emergency services23Legal Disclaimer (opens in popup). We’ll help you contact loved ones, a doctor or even a lawyer and get you where you need to go in a hurry.
Easy to Use, Easy to Pay Off
Use your RBC Bank credit card anywhere Visa is accepted—in-store, online and over the phone. And pay your credit card bill by just clicking the “Pay Now” button in Online Banking.
Build a U.S. Credit History
We use your Canadian credit history when considering your credit card application. You can then use your new U.S. card in conjunction with a U.S. address to help build your U.S. credit history, making it easier to qualify for a U.S. loan, line of credit or mortgage8Legal Disclaimer (opens in popup) in the future.
Secure Way to Pay
Chip technology is embedded into your RBC Bank credit card, which means you’re protected by several layers of fraud prevention technology. And if something goes wrong? You’re protected by Visa’s Zero Liability10Legal Disclaimer (opens in popup)
Tap and Go
Use our contactless payment feature at participating merchants – simply tap your card at checkout to complete your transaction and be on your way.
Enjoy the rewards6Legal Disclaimer (opens in popup) you want like gift cards to your favorite restaurant or store, travel to the places you want to go, or cash back to pay your bills.
Cash Back Your Way
Turn points into cash24Legal Disclaimer (opens in popup) to pay bills or deposit to your accounts
Book Travel on Your Terms
Use Rewards points to pay for flights, hotels, car rentals, exclusive once-in-a-lifetime adventures and more!
Gift Cards You'll Love
Use points for physical gift cards from over 60 retailers, restaurants, hotels and more
Redeem points for the latest gadgets and gear from all the hottest brands
Cross Border Bundles Designed for Canadians
Support & Resources
How can we help you today?