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Visa Signature Black
- No foreign transaction fees on U.S. purchases19Legal Disclaimer (opens in popup)
- Earn 1 RBC Rewards point for every dollar you spend6Legal Disclaimer (opens in popup)
- Redeem points for travel, gift cards, merchandise, or unlimited 1% cash back24Legal Disclaimer (opens in popup)
Apply using your Canadian credit history
Ramp up your Rewards
Visa Signature Black Plus
Earn rewards6Legal Disclaimer (opens in popup) 50% faster and redeem for unlimited 1.25% cash back24Legal Disclaimer (opens in popup)
View Card Detailsfor Visa Signature Black Plus
See How Canadian and U.S. Credit Cards Stack Up
See why you should leave your Canadian credit card behind when you head south of the border
How Much Is Your Canadian Credit Card Costing You in the U.S.?
See how much you can save when you pay no foreign transaction fees on U.S. transactions19Legal Disclaimer (opens in popup).
Foreign Transaction Fee CalculatorCard Benefits
Insurance and Protection
Your RBC Bank credit card comes with valuable travel insurance9Legal Disclaimer (opens in popup) that protects you from the unexpected. You also get protection for your purchases and rental vehicle. Take a look at all the coverage that comes with a Visa Signature Black and Signature Black Plus card
Visa Signature Black Credit Card Guide to BenefitsPDF link opens in new windowTravel and Emergency Services
If an accident or emergency happens while you’re in the U.S., we’ve got you covered with extensive travel and emergency services23Legal Disclaimer (opens in popup). We’ll help you contact loved ones, a doctor or even a lawyer and get you where you need to go in a hurry.
Easy to Use, Easy to Pay Off
Use your RBC Bank credit card anywhere Visa is accepted—in-store, online and over the phone. And pay your credit card bill by just clicking the “Pay Now” button in Online Banking.
Build a U.S. Credit History
We use your Canadian credit history when considering your credit card application. You can then use your new U.S. card in conjunction with a U.S. address to help build your U.S. credit history, making it easier to qualify for a U.S. loan, line of credit or mortgage8Legal Disclaimer (opens in popup) in the future.
Secure Way to Pay
Chip technology is embedded into your RBC Bank credit card, which means you’re protected by several layers of fraud prevention technology. And if something goes wrong? You’re protected by Visa’s Zero Liability10Legal Disclaimer (opens in popup)
Tap and Go
Use our contactless payment feature at participating merchants – simply tap your card at checkout to complete your transaction and be on your way.
Flexible Rewards
Enjoy the rewards6Legal Disclaimer (opens in popup) you want like gift cards to your favorite restaurant or store, travel to the places you want to go, or cash back to pay your bills.
Cash Back Your Way
Turn points into cash24Legal Disclaimer (opens in popup) to pay bills or deposit to your accounts
Book Travel on Your Terms
Use Rewards points to pay for flights, hotels, car rentals, exclusive once-in-a-lifetime adventures and more!
Gift Cards You'll Love
Use points for physical gift cards from over 60 retailers, restaurants, hotels and more
High-end Merchandise
Redeem points for the latest gadgets and gear from all the hottest brands
Pool and Transfer Points
Transfer your points7Legal Disclaimer (opens in popup) to your Canadian Avion Rewards account in order to redeem for the reward you want faster. You can also pool your points with friends and family.
Cross Border Bundles Designed for Canadians
Playing and Shopping in the U.S.
For the snowbird, U.S. vacationer or cross-border shopper
Travelling in the U.S. BundleGolfing in the U.S.
For the avid golfer that wants to golf in the sun year round
Golfing in the U.S. BundleStudying in the U.S.
For Canadians going to college or university in the U.S.
Studying in the U.S. BundleSupport & Resources
How can we help you today?
Top U.S. Credit Card FAQs
Managing Your Credit Card
Already have a U.S. credit card? Find helpful documents and guides.
Managing Your Credit Card