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Welcome to Easy Cross-Border Banking

With free1 and instant cross-border money transfers and currency exchange, over 50,000 no-fee2 ATMs across the U.S. and convenient online bill pay, you can let go of scrambling to exchange your money or finding a way to safely pack your cash when you head south of the border.

Let's Get You Started

Manage your accounts anywhere, anytime through Online Banking. With a single sign-in to your Canadian and U.S. accounts, you can securely view your statements, complete cross-currency transfers and exchanges at great rates, pay your bills, and access your account information.

1
Set Up U.S. Online Banking
To get set up in U.S. Online Banking, you’ll need your U.S. account number- it was provided to you when you first opened your account.
2
Link Your RBC Canadian and U.S. Accounts
After you’re set up in Online Banking, you can link your RBC Canadian and U.S. accounts so you’ll be able to complete cross-border currency conversions and transfers - instantly and for free1. Follow the simple steps through the process with the confidence that your information is secure – you’ll receive a one-time passcode to link your accounts.

U.S. Online Banking

  • Sign in to U.S. Online Banking
  • Select Profile and Preferences > Link My Cross-Border Accounts
  • Follow the prompts to link your accounts

Canadian Online Banking

  • Sign in to Canadian Online Banking
  • Select My Services > Link Other Accounts
  • Select Link (unlink) your RBC Bank (U.S.) Online Banking
  • Follow the prompts to link your accounts
3
Make Your First Cross-Border Transfer
Complete your first cross-border transfer to fund your account and enjoy the ease of accessing U.S. dollars wherever and whenever you need them. No need to convert your Canadian dollars before you transfer- we’ll take care of the conversion and transfer in one easy step.
4
Activate Your U.S. Credit Card Online

When your card arrives:

  • Sign-in to U.S. Online Banking
  • Select Statement & Services > Credit Card Management
  • Select Activate Card

Simplify Your Banking

Be sure to sign up for eStatements through Online Banking. Receiving your statements electronically is an environmentally-friendly way to save money while securely and easily accessing your transaction history on the go.

The RBC Mobile App allows you to easily access your RBC Bank U.S. accounts and transfer money cross-border.

Manage your account online, anytime

Instantly move and exchange money cross-border, deposit checks, pay U.S. bills and view your transactions.

Your U.S. credit card and RBC Rewards

A U.S. credit card from RBC Bank offers the protection, travel perks and convenience you deserve – with no annual fee20.

Ways to Bank

Get convenient access to your accounts in Online Banking and the RBC Mobile app, 24/7 customer care and access to over 50,000 no-fee2 ATMs nationwide.

Find a No-Fee U.S. ATM2 Near You

Withdraw cash at over 50,000 no-fee2 ATMs across the U.S. Find your closest location!

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