Cross-Border Banking for Canadians
Find cross-border solutions to save money and let you focus on enjoying your time in the U.S.
U.S. Credit Cards
Save on foreign transaction fees, earn rewards and enjoy purchase protection, travel perks and convenience.
Whether you’re buying your first U.S. home8Legal Disclaimer (opens in popup), using your U.S. equity to upgrade or invest, or renewing your current mortgage, we will guide you through your options and help you find the solution that’re right for you.
The Only U.S.-Based Bank Specifically Designed for Canadians
For 17 years, RBC has been providing secure and easy U.S. banking to over 400,000 Canadians who live, travel, shop and work in the U.S. We make cross-border banking easy and secure.
No worrying about drafts and wires. Enjoy free1Legal Disclaimer (opens in popup) transfers between your RBC Royal Bank and your RBC Bank U.S. accounts - 24/7 with no delay.
Get cash at 50,000+ no-fee ATMs2Legal Disclaimer (opens in popup) in all 50 states. Plus cash back at large retailers like Target, Costco, CVS and Walgreens
While there is no Interac e-Transfer in the States, there are several ways to send money between U.S. accounts through 3rd party apps like Venmo, PayPal, Apple Cash and Cash App39Legal Disclaimer (opens in popup). You can also transfer funds to other U.S. accounts in Online Banking.
With your no annual fee20Legal Disclaimer (opens in popup) RBC Bank U.S. Visa Signature Black credit card, avoid foreign transaction fees on your U.S. purchases while earning 1 RBC Reward for every $1 spent6Legal Disclaimer (opens in popup). Redeem points for travel, gift cards or unlimited 1% cash back24Legal Disclaimer (opens in popup).
Choose the Rate & Term That’s Right For You
Rates starting at:
Discover & Learn
Go-To Grandma Podcast: Kathy Buckworth on Grandparenting and Cross-Border Living
Southward Bound: 6 Tips for a Safe and Happy Border Crossing
Can You Work Remotely in Paradise? What to Consider Before You ‘Work From Home’ in the U.S.
With Abenity39Legal Disclaimer (opens in popup), you’ll save with 300,000+ discounts on hotels, restaurants, attractions and more
As an RBC Bank client, use Abenity's mobile app or website to get access to discounted rates on fun experiences, travel, dining out, necessities and more in the U.S.