How do I pay my RBC Bank credit card bill?

That’s easy! There are several ways.

To avoid foreign transaction fees, sign up for Autopay or use Online Banking to transfer funds from your U.S. account

To pay over the telephone, call 1-888-257-6837. By mail, send your payment by U.S. Postal Service to:

RBC Bank Cardholder Service
PO Box 981350
Boston, MA 02298-1350

How do I link my Canadian and U.S. online accounts for single sign-in?
  1. Sign-in to RBC Bank U.S. Online Banking
  2. Click "Profile and Preferences"
  3. Click "Link My U.S. and Canadian Banking" and follow the simple instructions
Note: If you change your username and/or password in either Canadian or U.S. Online Banking, you will need to re-link your accounts.
Can I transfer funds between my U.S. and Canadian bank accounts?

Yes, you can automatically exchange and instantly transfer money for free¹ with a single sign-in to RBC Bank Online Banking. Your deposit appears instantly. There are no limits to the number of transfers you can initiate per month from your checking account.

1 Standard account charges may apply. Maximum transaction limits apply and are subject to change. Availability of the money will depend on the time it is sent from RBC Royal Bank™ or RBC Bank. Transaction may not appear on your RBC Bank (U.S.) account transaction history until the following day but will reflect the date of the transfer.

Is there a limit to the amount I can transfer between my RBC Royal Bank and RBC Bank accounts?

Cross-border transfers between your RBC Royal Bank™ and RBC Bank accounts via Online Banking are limited to $25,000 (CAD or USD) per transaction. Should you need to transfer more than that at one time, please call 1-800 ROYAL 5-3 (1-800-769-2553), and an RBC Bank Advisor can accommodate single transfers up to and including $100,000.

How do I deposit cash in the U.S.?

You can use your RBC Bank Visa‡ Debit card to deposit U.S. currency at any of thousands of no-fee¹ ATMs that accept deposits. You cannot deposit Canadian currency. Please do not send cash via U.S. mail.

‡ All other trademarks are the property of their respective owners. Cards are subject to credit approval.

1 Standard account fees and transaction limitations will apply. To find a no-fee ATM near you visit www.rbcbank.com/atms. If you can't find a no-fee ATM nearby, you can use your RBC Bank Debit card for cash bank with your purchase at many larger retail merchants such as grocery stores, or visit any U.S. ATM and request a refund of the ATM fee. Refund requests are subject to limitations, refer to the Personal Schedule of Fees for details.

Does RBC Bank charge ATM fees?

When you use your RBC Bank Visa‡ Debit card at any Visa, NYCE, or PLUS ATM, there’s never an RBC Bank fee.1 Upon request, we’ll refund any ATM transaction fees other banks charge – up to four per cycle for Premium Checking and Preferred Checking account holders and up to two per cycle for our Direct Checking and Royal Embassy Checking account holders. Simply sign in to Online Banking to request your refund by sending us a secure message.

Visit our no-fee ATM Locator

‡ All other trademarks are the property of their respective owners. Cards are subject to credit approval.

1 Standard account fees and transaction limitations will apply. To find a no-fee ATM near you visit www.rbcbank.com/atms. If you can't find a no-fee ATM nearby, you can use your RBC Bank Debit card for cash bank with your purchase at many larger retail merchants such as grocery stores, or visit any U.S. ATM and request a refund of the ATM fee. Refund requests are subject to limitations, refer to the Personal Schedule of Fees for details.

How can I make payments on my RBC Bank mortgage or home equity line of credit?

We give you several mortgage payment options.

RBC Bank, NA C/1 Central Loan Administration and Reporting
P.O. Box 986
Newark, NJ 07184-0986

  • Online Banking Pay Now feature. Use U.S. Online Banking to transfer money from your RBC Bank account to make a loan payment by clicking "Pay Now" next to your mortgage or HELOC account on the Account Summary screen.
  • RBC Bank Online Mortgage Loan Administration website. Sign in here or on the home page to make your payments online.

To make home equity line of credit payments, options include:

RBC Bank Consumer Loan Servicing
P.O. Box 90248
Raleigh, NC 27675-0248

  • Online Bill Pay. Make your scheduled payments online using your RBC Bank Online Banking account.
What is the RBC Bank routing (institution, or ABA) number?

RBC Bank's routing number is 063216608. It also may be called an institution number or an ABA number. On U.S. checks, a bank's nine-digit number is located on the lower left edge. It is used to identify a financial institution.

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How do I get cash?

It’s easy! In the U.S., you can get cash back with your RBC Bank Visa‡ Debit card purchases at many large retail merchants, such as grocery stores. So there’s no need to find an ATM. At the store, before you finish your purchase, use your debit card and PIN to select “cash back” at the card terminal. Some merchants limit the amount of cash you can get at one time, so be sure to ask beforehand.

You also can get cash with your debit card at any of thousands of no-fee1 ATMs as well as any other Visa, NYCE, or PLUS ATM, and there’s never an RBC Bank fee. Upon request, we’ll refund ATM transaction fees other banks charge – up to four per cycle for Premium Checking and Preferred Checking account holders and up to two for Direct Checking and Royal Embassy Checking account holders.

Visit our no-fee ATM Locator.

‡ All other trademarks are the property of their respective owners. Cards are subject to credit approval.

1 Standard account fees and transaction limitations will apply. To find a no-fee ATM near you visit www.rbcbank.com/atms. If you can't find a no-fee ATM nearby, you can use your RBC Bank Debit card for cash bank with your purchase at many larger retail merchants such as grocery stores, or visit any U.S. ATM and request a refund of the ATM fee. Refund requests are subject to limitations, refer to the Personal Schedule of Fees for details.

How do I activate my debit card?

Call 1-866-601-7794 to activate your debit card or use an ATM near you.