RBC Bank provides the tools to make your life easier on both sides of the border. Take your choice of how and when you put money in your U.S. account.
7 easy ways to make deposits. Choose the option that fits your needs.
1. Instant and free¹ cross-border transfers
Make instant and free cross-border transfers between your RBC Bank (U.S.) and your RBC Royal BankTM (Canadian) accounts using RBC Bank Online Banking. There are no fees and no limit to the number of transfers you can make each month.
2. Deposit checks with your smartphone, tablet or personal computer with scanner
Deposit U.S. dollar checks drawn on U.S. financial institutions anytime, from anywhere with our U.S. Remote Deposit2 service using your smartphone, tablet, or personal computer with a scanner. There’s no fee. Funds deposited may take up to five business days to become available.
3. Transfer funds into your RBC Bank account from accounts you have at other U.S. banks
Use Online Banking to register accounts you own with other U.S. financial institutions, then make easy online transfers with no fee from RBC Bank. Fees at other banks may apply. Funds transferred may take several business days to become available depending on the policies at other U.S. financial institutions.
4. Deposit checks at an ATM
Use your RBC Bank Visa‡ Debit card to deposit U.S. dollar checks drawn on U.S. financial institutions at our no-fee3 ATMs that accept deposits. Funds deposited at an ATM may take up to five business days to become available.
5. Direct deposit of your regular payments
Set up automatic deposits for your U.S. dollar paycheck or other regular payments in U.S. dollars you receive. Use the direct deposit instructions of the organization paying you or our direct deposit form. There are no RBC Bank fees for this service.
6. Wire transfers
Complete domestic and international wire transfers between accounts you own or with others. To get started, click here.
7. U.S. mail (United States Postal Service – USPS)
Mail checks in U.S. dollars drawn on any U.S. financial institution with a completed deposit slip to:
RBC Bank (GA)
PO Box 4598
Carol Stream, IL 60197-9924
To request your free, postage-paid bank-by-mail envelopes or additional deposit slips, call 1-800 ROYAL 5-3 (1-800-769-2553) or to email us your request, click here. Contact us.
‡ All other trademarks are the property of their respective owners.
1 Standard account charges may apply. Maximum transaction limits may apply and are subject to change. Availability of the money will depend on the time when it is sent from RBC Royal Bank or RBC Bank. Transaction may not appear on your RBC Bank (U.S.) account transaction history until the following day but will reflect the date of transfer.
2 Limits apply. A maximum of three deposits per day totaling no more than $3,500 in deposited items applies. You may transmit a maximum of nine deposits over any five consecutive business days totaling no more than $7,000 in deposited items. Contact us for higher limits if needed.
3 Standard account fees and transaction limitations will apply. To find a no-fee ATM near you visit www.rbcbank.com/atms. If you can't find a no-fee ATM nearby, you can use your RBC Bank Debit card for cash back with your purchases at many larger retail merchants such as grocery stores, or visit any U.S. ATM and request a refund of the ATM fee. Refund requests are subject to limitations, refer to the Personal Schedule of Fees for details.