Savings Accounts

Four great ways to set
aside U.S. dollars

Choose from four great ways to set aside U.S. dollars for a special purchase or emergencies. The money is in the U.S. when you need it, and you don't have to worry about fluctuating exchange rates.

Compare savings accounts
All accounts are FDIC-insured up to $250,000 per ownership category.1

  Personal Savings2

Money Market
Investment
Savings Account3

Preferred Money
Market
Savings Account3

Certificates of
Deposit4
(Similar to Canadian GICs)

Minimum opening deposit $100 $1,000 $1,000 $1,000
Minimum monthly balance
to avoid fee
$300 $1,000 $1,000 N/A
Monthly service fee
(if minimum balance not maintained)
$5 $5 $5 N/A
Access your money

Checks
Visa‡ Debit card
Online Banking
Automated
Telephone Banking

Checks
Visa Debit card
Online Banking
or Automated
Telephone Banking

Checks
Visa Debit card
Online Banking
or Automated
Telephone Banking

CD terms range from five months to six years, with funds available at end of term.

Click here to see our current interest rates

‡ All other trademarks are the property of their respective owners.
1 Exact amount of FDIC insurance depends on amount of deposit and nature of ownership interest.
2 Federal regulations allow only six preauthorized transfers out of the account per month. Each preauthorized transfer in excess of six will incur a $5 fee regardless of account balance. Continued excessive preauthorized transfers will result in account closure.
3 Federal regulation limits the number of withdrawals and/or transfers that may be made from a money market savings account by telephone/PC transfer, pre-authorized transfer or check card. You are limited to six withdrawals and/or transfers from your money market savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including any bill payments). And, if the account permits transfers by check or check card, no more than three of the six limited transfers may be made by check or check card. Fees apply to any withdrawals or transfers that exceed these limits.
4 A penalty may be imposed for early withdrawal. Fees could reduce earnings.