(EN)
When your travels take you far from home in Canada, even a minor accident or sickness can become a major expense and a costly inconvenience—especially since the coverage you have may not fully protect you, whether that’s your provincial health plan, protection offered through your credit card or coverage through your employer.
Your Government Health Insurance Plan (GHIP) typically covers only a limited portion of your medical expenses once you leave the country and your province. For example, a four-day stay in a U.S. hospital for an appendectomy could cost $39,400 (USD), with only $1,600 (CAD) covered by your GHIP. And a one-day stay in a U.S. hospital for a broken arm could cost $32,600 (USD), with only $400 (CAD) covered by your GHIP.
Coverage offered through your credit card9 and employer, while valuable, may only cover specific scenarios and not offer the comprehensive protection you will want while you’re away from home.
Travel insurance can cover your entire family for the duration of your trip, and family pricing is generally available to help you save on the coverage you need. If you travel regularly, a multi-trip annual travel insurance plan that can offer protection for a full year, regardless of the number of times you travel, is a smart option to consider.
RBC Insurance – Travel Insurance that offers more coverage in more places™ RBC Insurance offers the travel coverage you need, as well as 24/7 access to a caring team of medical professionals – no matter how big or small your emergency. Here are some of the reasons we recommend RBC Insurance to our clients:
- 24/7 worldwide emergency travel assistance through a toll-free emergency help line
- Multilingual assistance from caring professionals – ready to help you wherever you are in the world
- Best in class claims service, with knowledgeable claims and service advisors available to you
- Registered nurses and consulting physicians available 24/7
