Five Tips for Canadian Snowbirds Returning to the U.S.

Ease the financial headaches of cross-border travel with expert advice from RBC Bank 

RALEIGH, N.C. (Nov. 5, 2014)– RBC Bank, the leading provider of banking and mortgage solutions for Canadians in the United States, welcomes Canadian snowbirds with these tips to make it a great winter season. RBC Bank offers Canadians in the U.S. cross-border banking and mortgages expertise, support and several new checking solutions. 

Snowbird season is a busy time for states such as Florida, Arizona, California and Texas as Canadians head south for warmer weather. In fact, Canadians account for 40 percent of all of Florida’s foreign tourism revenue and own more than six percent of the homes in Florida, according to The Profile of International Home Buyers in Florida 2014 report. RBC Bank understands the unique needs of U.S.-bound travelers and has compiled the following five top tips for Canadian snowbirds to keep in mind this winter:

  1. Your Home: Double-check the safety and security of your Canadian home before leaving for the U.S. Review your home insurance and enlist the help of a trustworthy friend or family member to watch over your house.
  2. Your Health: Bring important health information, including health insurance cards, with you to the U.S. Consider having a local U.S. doctor who is familiar with your health situation and know the location of the nearest hospital in case of an emergency.
  3. Your Legal Situation: Check that your Power of Attorney and/or Letter of Direction are valid in the state you are traveling to and bring any other necessary legal documents. Also ensure your stay aligns with U.S. residency and tax regulations.
  4. Your Vehicle: If you’re driving in the U.S., make sure your insurance is up to date and that your license and registration will be valid in your destination state. Remember to bring all necessary insurance and registration documentation.
  5. Your Bank Account: Open a U.S.-based checking account. RBC Bank is a U.S. financial institution and can help Canadian travelers have access to their money when traveling.

U.S.-bound travelers can choose between two U.S. banking packages from RBC Bank - the Direct Checking account or the Premium Checking account. Both options give Canadian customers unlimited, free access to online banking, no-fee ATMs, automated telephone banking and U.S. remote deposit. The Premium Checking account also offers unlimited monthly debits, preferred exchange rates, interest on balances and free identity theft restoration. Both accounts provide U.S. checks and a U.S.-based debit card for easy access to all funds.

“When Canadians travel down south to enjoy the warm weather, the last thing they want to think about is how to navigate a foreign banking system,” said Kristen Doherty, vice president of sales, marketing and communications at RBC Bank. “Developed with the cross-border lifestyle in mind, RBC’s Bank’s banking and solutions help Canadians easily access and manage their funds while they are in the U.S.”

About RBC Bank

RBC Bank means RBC Bank (Georgia), N.A., a wholly-owned subsidiary of the Royal Bank of Canada that provides U.S. banking solutions to RBC consumer clients with a cross-border lifestyle. RBC Bank pioneered cross border banking and has been serving clients who visit, shop, study or relocate in the U.S., for more than ten years. Today, the Bank provides everyday banking and real estate lending solutions to Canadian clients in all 50 states.                           Equal Housing Lender. Member FDIC. 

About RBC Royal Bank

Royal Bank of Canada is Canada’s largest bank, and one of the largest banks in the world, based on market capitalization. We are one of North America’s leading diversified financial services companies, and provide personal and commercial banking, wealth management services, insurance, investor services and capital markets products and services on a global basis. We employ approximately 79,000 full- and part-time employees who serve more than 16 million personal, business, public sector and institutional clients through offices in Canada, the U.S. and 40 other countries. For more information, please visit

RBC supports a broad range of community initiatives through donations, sponsorships and employee volunteer activities. In 2013, we contributed more than $104 million to causes worldwide, including donations and community investments of more than $69 million and $35 million in sponsorships. Learn more at