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Great! Let's Get Your Cross-Border Bundle Opened

This cross-border banking solutions is specifically designed for Canadians and includes:


U.S. Bank Account

Direct Checking

With $0 annual fee for the first year29, 24/7 unlimited instant exchanges and transfers1, and access to over 50,000 no-fee2 ATMs nationwide.


U.S. Credit Card

Visa Signature Black

With $0 annual fee20, no foreign transaction fees on U.S. purchases and flexible rewards for Canadians.


Each account owner must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver s license, passport, or government ID

To help the U.S. government fight terrorism and money laundering, federal law requires us to obtain, verify and record information identifying each person opening an account. We may ask to see your driver's license or other identifying documents.