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Great! Let’s Get Your Cross-Border Bundle Opened

Are you an RBC Royal Bank client in Canada?

You can open this bundle online in 5 minutes

This cross-border banking solution is specifically designed for Canadians and includes:

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U.S. Bank Account

Premium Checking

With unlimited transactions, preferred FX rates, $0 fee for the first year1, 24/7 unlimited instant exchange and transfers2 and access to over 50,000 no-fee ATMs3 nationwide

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U.S. Credit Card

Visa Signature Black

With $0 annual fee4, no foreign transaction fees on U.S. purchases4 and flexible rewards for Canadians

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Each account owner must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver’s license, passport or government ID

To help the U.S. government fight terrorism and money laundering, federal law requires us to obtain, verify and record information identifying each person opening an account. We may ask to see your driver’s license or other identifying documents.

Limited Time Offer

Now's a Great Time to Switch to RBC

Head to any branch to get a no monthly fee Canadian bank account7 + a premium U.S. bank account with a $50 rebate for the first year1 and an eligible no-fee4 U.S. rewards credit card. Offer ends October 31, 2025.

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Premium Checking
U.S. Bank Account

Premium Checking

Annual Fee: $0 for the first yearLegal Disclaimer 8

Visa Signature Black
U.S. Credit Card

Visa Signature Black

Annual Fee: $04

Day to Day
Canadian Bank Account

RBC Advantage Banking for students

  • Unlimited debit transactions in Canada
  • Free Interac e-Transfer transactions in Canada5
  • RBC Mobile Student Edition app6 for cross-border transfers
  • Get $1007

Monthly Fee: $0 for full-time students8

 Conditions apply. Offer ends June 30, 2024

To open an account in branch, you must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver’s license, passport or government ID