Great! Let’s Get Your Cross-Border Bundle Opened
Are you an RBC Royal Bank client in Canada?
You can open this bundle online in 5 minutes
This cross-border banking solution is specifically designed for Canadians and includes:
U.S. bank account
Premium Checking
With unlimited transactions, preferred FX rates, $0 fee for the first year,Legal Disclaimer (opens in popup)29 24/7 unlimited instant exchange and transfersLegal Disclaimer (opens in popup)1 and access to over 50,000 no-fee ATMsLegal Disclaimer (opens in popup)2 nationwide
U.S. credit card
VisaLegal Disclaimer (opens in popup)‡ Signature Black
With $0 annual fee,Legal Disclaimer (opens in popup)20 no foreign transaction fees on U.S. purchases and flexible rewards for Canadians
Each account owner must be 18 years or older, live in Canada or the U.S. and provide:
- Social Insurance Number (SIN) or Social Security Number (SSN)
- Driver’s license, passport or government ID
To help the U.S. government fight terrorism and money laundering, federal law requires us to obtain, verify and record information identifying each person opening an account. We may ask to see your driver’s license or other identifying documents.
Now’s a great time to switch to RBC
Head to any branch to get a no monthly fee Canadian bank account + a premium U.S. bank account for the first yearLegal Disclaimer (opens in popup)13 and an eligible no-feeLegal Disclaimer (opens in popup)4 U.S. rewards credit card. Offer ends October 31, 2025.
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U.S. bank account
Premium Checking
Annual Fee: $0 for the first year
U.S. credit card
Visa Signature Black
Annual Fee: $0
Canadian bank account
Day to Day Banking
- 12 debits/month; $1 per additional debitLegal Disclaimer (opens in popup)*
- Free InteracLegal Disclaimer (opens in popup)‡ e-Transfers in Canada◊
- No minimum balance
Monthly Fee: $0 for the first year
To open an account in branch, you must be 18 years or older, live in Canada or the U.S. and provide:
- Social Insurance Number (SIN) or Social Security Number (SSN)
- Driver’s license, passport or government ID