Skip to main content

Great! Let’s Get Your Cross-Border Bundle Opened

Are you an RBC Royal Bank client in Canada?

You can open this bundle online in 5 minutes

This cross-border banking solution is specifically designed for Canadians and includes:

Check

U.S. bank account

Premium Checking

With unlimited transactions, preferred FX rates, $0 fee for the first year,Legal Disclaimer (opens in popup)29 24/7 unlimited instant exchange and transfersLegal Disclaimer (opens in popup)1 and access to over 50,000 no-fee ATMsLegal Disclaimer (opens in popup)2 nationwide

Check

U.S. credit card

VisaLegal Disclaimer (opens in popup)‡ Signature Black

With $0 annual fee,Legal Disclaimer (opens in popup)20 no foreign transaction fees on U.S. purchases and flexible rewards for Canadians

Continue Padlock

Each account owner must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver’s license, passport or government ID

To help the U.S. government fight terrorism and money laundering, federal law requires us to obtain, verify and record information identifying each person opening an account. We may ask to see your driver’s license or other identifying documents.

Limited Time Offer

Now's a great time to switch to RBC

Head to any branch to get a no monthly fee Canadian bank account + a premium U.S. bank account for the first yearLegal Disclaimer (opens in popup)13 and an eligible no-feeLegal Disclaimer (opens in popup)4 U.S. rewards credit card. Offer ends October 31, 2025.

Send this offer to your email

Premium Checking
U.S. bank account

Premium Checking

Annual Fee: $0 for the first year

Visa Signature Black
U.S. credit card

Visa Signature Black

Annual Fee: $0

Day to Day
Canadian bank account

Day to Day Banking

Monthly Fee: $0 for the first year

To open an account in branch, you must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver’s license, passport or government ID