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Great! Let’s Get Your Cross-Border Bundle Opened

Are you an RBC Royal Bank client in Canada?

You can open this bundle online in 5 minutes

This cross-border banking solution is specifically designed for Canadians and includes:

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U.S. Bank Account

Direct Checking

With $0 annual fee for the first year29, 24/7 unlimited instant exchange and transfers1 and access to over 50,000 no-fee ATMs2 nationwide

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U.S. Credit Card

Visa Signature Black

With $0 annual fee20, no foreign transaction fees on U.S. purchases20 and flexible rewards for Canadians

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Each account owner must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver’s license, passport or government ID

To help the U.S. government fight terrorism and money laundering, federal law requires us to obtain, verify and record information identifying each person opening an account. We may ask to see your driver’s license or other identifying documents.

Limited Time Offer

Switch to RBC and Get No Monthly Fee Banking in Canada and the U.S. for 1 Year29,i

Head to any branch to get a no monthly fee Canadian bank accounti + a no annual fee U.S. bank account and an eligible U.S. rewards credit card for $0 for the first year29. Offer ends October 31, 2022.

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Direct Checking
U.S. Bank Account

Direct Checking

Annual Fee: $0 for the first year29

Visa Signature Black
U.S. Credit Card

Visa Signature Black

Annual Fee: $020

Day to Day
Canadian Bank Account

Day to Day

  • 12 debits/month; $1 per additional debit*
  • Unlimited Interac e-Transfer transactions in Canada
  • Award-winning RBC Mobile app

Monthly Fee: $0 for the first yeari

To open an account in branch, you must be 18 years or older, live in Canada or the U.S. and provide:

  • Social Insurance Number (SIN) or Social Security Number (SSN)
  • Driver’s license, passport or government ID