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Let Us Help You Buy Your U.S. Dream Home

Get pre-approved for a mortgage1 to know how big you can dream. From dreaming to doorstep - our U.S. home buying process is built exclusively for Canadians to provide full-service support through every step.

Your pre-approval is good for 120 days

Get Pre-Approved

Special Offer

Save with a $0 underwriting fee on new mortgages2. Apply by November 30th, 2021

Why Canadians Our U.S. Mortgages

  • Get approved with your Canadian credit history
  • Finance in all 50 states
  • Choose a 3-, 5- ,7- or 10-year term3 with free renewals - amortized over 30 years to keep your payments low
  • Reduce the one-time upfront impact of foreign exchange costs with just a 20% down payment plus closing costs
  • Enjoy the convenience of no payment restrictions - make penalty free, lump-sum payments any time

Tools & Calculators

U.S. mortgage rates are still relatively low, making it a great time to buy

View Rates

Find out how much your mortgage payments will be

Play with the Numbers

RBC U.S. HomePlusTM Advantage

A Team of Experts to Guide You Every Step of the Way

RBC U.S. HomePlus Advantage provide access to:

  • A team of cross-border real estate, tax, legal, insurance and financing experts4
  • A free guide to buying a U.S. home
  • Six U.S. home buying webinars from our experts, including the latest U.S. economic update from our chief economist
Get the Advantage

Shop With Confidence. Get Pre-Approved1.

Apply online in less than 5 minutes:

  • Use your Canadian credit history to apply
  • Your pre-approval is good for 120 days
  • Start shopping in all 50 states!
Get Pre-Approved
Special Offer

Save with a $0 underwriting fee on new mortgages2. Apply by November 30th, 2021