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Wire Transfers in Online Banking

With RBC U.S. Online Banking, you can send wires up to $25,000 USD daily.

Receiving a Wire Transfer
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paper plane

Sign-in to
U.S. Online Banking

If you need to wire an amount greater than $25,000 USD or send multiple wires in a day in a currency other than USD, call the Advice Center at 1-800-769-2553.

  • Your name and account number
  • The name, address, and account number of the person/business to whom you’re sending the wire
    • Beneficiary bank:
    • Where the person/business receiving your wire transfer has an account
    • - Name and address
    • - ABA/routing number
    • - SWIFT Code
    • Receiving bank:
    • If the beneficiary bank uses a receiving or intermediary bank
    • - Name and address
    • - ABA/routing number
    • - SWIFT Code

If this is your first wire transfer with RBC Bank U.S., before you call, make sure to print, fill out, and return the Wire Transfer Agreement with the accepted ID documents as outlined in the agreement.

From the menu, select
Move Money > Wire
Transfers

account homepage

Select U.S. Domestic or
International Wire

Follow the instructions within Online Banking to complete the wire transfer request.

Special instructions may be entered into the request form and once your request is completed, you’ll receive a confirmation email.

Note:

  • U.S. Domestic wire transfers submitted after 3:30 Eastern time will be posted on the next business day.
  • International wire transfers submitted after 2:30 Eastern time will be posted on the next business day.
  • Beneficiary/Recipient’s bank processing times may vary.

Fees for sending and receiving a wire transfer

U.S. Domestic wire transfers:

  • Client Outgoing: $25
  • Client Incoming: $15

International wire transfers:

  • Client Outgoing: $75
  • Client Incoming: $15
Personal Schedule of Fees

How do I receive a wire transfer?

  • Sign-in to U.S. Online Banking
  • From the menu, select Move Money > Wire Transfers
  • Select the Receive a Wire tab
  • Select the Account to Receive Funds
  • Select whether the wire transfer is from the U.S. or Non-U.S.
  • Copy and paste (or print) the wire information to send to the wire sender