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Credit Cards

These cards offer you: Low Membership fees, Solid Value, Security, Denominated in US dollars.

RBC Bank Visa Signature‡ Black Credit Card


Choose our prestigious Visa Signature Black credit card as a hassle-free way to make purchases or get cash and enjoy a wide variety of exclusive cardholder perks.

Features Include:

  • 0% introductory APR for 6 months on purchases and balance transfers
  • Competitive long term interest rates. 11.24% - 19.99% variable APR after the introductory period (based on your credit rating). This APR will vary with the market based on the Prime Rate.1
  • Worldwide acceptance wherever you see the Visa logo; including ATMs
  • No interest charges if you pay your statement balance in-full each month (there is no grace period for cash advances or balance transfers made after the introductory period)
  • Credit limits from $5,000 to $20,000
  • No annual fee (upgrade to Signature Black Plus for $75 annual fee)
  • No interest charged when you pay your statement balance in-full each month1
  • Flexible monthly payment options
  • Convenience checks
  • Free additional cards
  • Annual account summary
  • You will earn RBC Rewards points every time you make a purchase
  • Quarterly RBC Rewards statement
  • Special Discounts at participating merchants

Plus, every Signature Black credit card comes with premier benefits from Visa.

Benefits include:

Insurances include:

  • Trip cancellation/interruption insurance†† – up to $5,000
  • Cell phone insurance†† – up to $200 with $50 deductible
  • Travel accident insurance†† – up to $500,000
  • Roadside assistance
  • Purchase security - up to $500 per occurrence
  • Lost luggage reimbursement†† – up to $3,000
  • Visa Zero Liability2 – No personal liability in the event of fraudulent use
  • Emergency card replacement and disbursement

Apply Today!


Call 1-800 ROYAL 5-3 (1-800-769-2553) or download the application.

Credit Card Application

Credit Card Disclosures and Cardholder Agreement

UPGRADE TO SIGNATURE BLACK PLUS!

When you apply, select the Visa Signature Black Plus credit card where, for a $75 annual fee, you'll earn 50% more RBC Rewards points on every qualifying purchase.

All loans and lines of credit subject to credit approval.

‡ All other trademarks are the property of their respective owners.

1 Prime Rate: As published in the Wall Street Journal, Eastern Edition, on the 20th day of the preceding month; current rate is 3.25% as of May 20, 2013.

2 Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to commercial credit cards, ATM transactions, or PIN transactions not processed by Visa. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.rbc.com/security.

†† All insurance is subject to limitations and exclusions.