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Credit Cards

These cards offer you: Low Membership fees, Solid Value, Security, Denominated in US dollars.

RBC Bank Visa SignatureBlack Credit Card

Choose our prestigious Visa Signature Black credit card as a hassle-free way to make U.S. purchases or get cash without paying foreign exchange fees. Plus, you'll enjoy a wide variety of exclusive perks!

Features Include:

  • 0% introductory APR for 6 months on purchases and balance transfers. After the introductory period, a variable interest rate of between 11.24% - 19.99% will apply. This APR will vary with the market based on the Prime Rate. 1 Additional credit card transaction fees apply as follows:
    • Balance Transfers - Either $10 or 3% of the amount of each transfer, whichever is greater (after the end of the introductory period, the maximum fee is $99)
    • Cash Advances - Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater
    • Foreign Transaction - 1.5% of the U.S. Dollar amount of the foreign transaction regardless of whther the transaction is made in U.S. Dollars or in a foreign currency (Exception: Puerto Rico and U.S. Virgin Islands) 
  • Earn double Reward Points for the first 3 months from account open date.* 
  • Competitive long term interest rates. 
  • Worldwide acceptance wherever you see the Visa logo; including ATMs
  • No interest charges if you pay your statement balance in-full each month
      • No grace period for cash advances or balance transfers made after the introductory period
  • Credit limits starting at $5,000
  • Annual account summary
  • Convenience checks
  • RBC Rewards points with every qualifying purchase
  • Quarterly RBC Rewards statement
  • Special Discounts at participating merchants

Plus, every Signature Black credit card comes with premier benefits from Visa.

Benefits include:

Insurances include:

  • Visa Zero Liability3 - No personal liability in the event of fraudulent use
  • Warranty manager service
  • Travel accident insurance
  • Visa assistance center
  • Auto rental insurance
  • Travel and emergency assistance
  • Roadside assistance
  • Emergency card replacement and disbursement
  • Trip cancellation/interruption insurance2 – up to $5,000
  • Cell phone insurance2 – up to $200 with $50 deductible
  • Travel accident insurance2 – up to $500,000
  • Purchase security – up to $500 per occurrence
  • Lost luggage reimbursement2 – up to $3,000

Apply Today!

Call 1-800 ROYAL 5-3 (1-800-769-2553) or download the application.

Credit Card Application

Credit Card Disclosures and Cardholder Agreement


When you apply, select the Visa Signature Black Plus credit card where, for a $75 annual fee, you'll earn 50% more RBC Rewards points on every qualifying purchase.

All loans and lines of credit subject to credit approval.

* Offer applies to new accounts only. Product transfers are not eligible. Bonus Point offers cannot be combined.

‡ All other trademarks are the property of their respective owners.

1 Prime Rate: As published in the Wall Street Journal, Eastern Edition, on the 20th day of the preceding month; current rate is 3.25% as of July 20, 2013.

2 All insurance is subject to limitations and exclusions.

3 Visa’s Zero Liability Policy covers U.S. issued cards only and does not apply to commercial credit cards, ATM transactions, or PIN transactions not processed by Visa. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit


Apply Today!

Call 1-800 ROYAL 5-3
(1-800-769-2553) or download the application.

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