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Savings Accounts

Make your U.S. dollars work harder.

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Personal Savings


One of the easiest ways to build an emergency fund or save for a special purchase, our Personal Savings accounts give you a convenient way to save without restricting access to your funds.

Features Include:

  • $100 minimum opening deposit
  • $300 minimum monthly balance ($5.00 monthly service fee if not met)
  • Easy access to funds1 via Online Banking, telephone and ATM
  • Free automatic transfers from your RBC Bank checking account
  • FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

IMPORTANT NOTICE ABOUT FDIC INSURANCE COVERAGE ON YOUR ACCOUNT(S)

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit “What’s New” on www.fdic.gov.

1 Federal regulations allow only 6 preauthorized transfers out of the account per month. Each preauthorized transfer in excess of 6 will incur a $5 fee regardless of account balance.  Continued excessive preauthorized transfers will result in account closure.

Money Market Investment


Earn a better interest rate than a Personal Savings account provides without sacrificing liquidity.

Features Include:

  • $1,000 minimum opening deposit
  • $1,000 minimum monthly balance ($5.00 monthly service fee if not met)
  • Competitive interest rates
  • Easy access to funds2 via Online Banking, telephone and ATM
  • FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

IMPORTANT NOTICE ABOUT FDIC INSURANCE COVERAGE ON YOUR ACCOUNT(S)

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit “What’s New” on www.fdic.gov.

2 Federal regulation limits the number of withdrawals and/or transfers that may be made from a money market savings account by telephone/PC transfer, pre-authorized transfer or check card. You are limited to six withdrawals and/or transfers from your money market savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including any bill payments). And, if the account permits transfers by check or check card, no more than three of the six limited transfers may be made by check or check card. Fees apply to any withdrawals or transfers that exceed these limits.

Preferred Money Market


Earn our best interest rates on the money you're saving, while maintaining easy access when needed.

Features Include:

  • $1,000 minimum opening deposit
  • $1,000 minimum monthly balance ($5.00 monthly service fee if not met)
  • Higher interest rates for balances greater than $10,000
  • Check writing ability to access cash or make purchases - up to 6 checks per month
  • Easy access to funds3 via Online Banking, telephone and ATM
  • FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

IMPORTANT NOTICE ABOUT FDIC INSURANCE COVERAGE ON YOUR ACCOUNT(S)

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit “What’s New” on www.fdic.gov.

3 Federal regulation limits the number of withdrawals and/or transfers that may be made from a money market savings account by telephone/PC transfer, pre-authorized transfer or check card. You are limited to six withdrawals and/or transfers from your money market savings account each monthly statement cycle by pre-authorized transfer, or telephone/PC transfer (including any bill payments). And, if the account permits transfers by check or check card, no more than three of the six limited transfers may be made by check or check card. Fees apply to any withdrawals or transfers that exceed these limits.

Certificates of Deposit (CDs)


When you want to earn a higher interest rate than typical savings accounts, but don't want to risk your money in the stock market or other non-guaranteed investments, RBC Bank Certificates of Deposit offer just the right balance.

Features Include:

  • Guaranteed return on investment
  • FDIC insurance on your deposit4
  • Terms from 6 months-5 years
  • Competitive, fixed interest rates

Call 1-800 ROYAL 5-3 (1-800-769-2553) to get current interest rates and open your CD account!


View Current Rates

IMPORTANT NOTICE ABOUT FDIC INSURANCE COVERAGE ON YOUR ACCOUNT(S)

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit “What’s New” on www.fdic.gov.

4Exact amount of FDIC insurance depends on amount of deposit and nature of ownership interest.

 

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Whenever you have a question, send us a message or give us a call.

 
 

Open an Account Today!

To get started in the U.S.:
  • Call 1-800-769-2553
To get started in Canada,
visit your local branch: