RBC Access USA
RBC Bank offers two comprehensive banking packages to help you more effectively manage your daily banking activities on both sides of the border.
RBC Bank offers two comprehensive banking packages to help you more effectively manage your daily banking activities on both sides of the border. Choose from the streamlined convenience of standard RBC Access USA or upgrade to the Preferred package, where you can take advantage of special perks such as a dedicated Relationship Service Center, special foreign exchange rates on cross-border funds transfers and bonus CD rates. And that's just to name a few!
Compare packages and select the option that's best for you:
RBC Access USA
RBC Access USA Preferred
Features & Benefits
|Primary Checking Account||Royal Embassy||Preferred|
|Monthly Fee||$2.95 - waived for the first month ($3.95 without eStatements)||$19.95 - waived for the first month|
|FREE Visa‡ Debit Card||Yes||Yes|
|No-Fee Overdraft Protection||Yes||Yes|
|Free Checks||Free initial order.||Yes. Plus discounts on designer checks.|
|Competitive Interest Rates||Non-interest bearing account||Yes|
|FREE Online Banking & Bill Pay with Single Sign-In to your RBC Royal Bank Online Banking||Yes||Yes|
|ATM Access||No-fee access when using the PNC Bank ATM Network.
No RBC Bank fees at any Visa, NYCE or PLUS ATM. Plus, rebates on fees charged by other banks - up to 2 per month upon request.
|No-fee access when using the PNC Bank ATM Network.|
No RBC Bank fees at any Visa, NYCE or PLUS ATM. Plus, rebates on fees charged by other banks - up to 4 per month upon request.
|Instant Cross-Border Funds Transfers||Unlimited between RBC Royal Bank & RBC Bank (Georgia)||Unlimited between RBC Royal Bank & RBC Bank (Georgia)|
|Foreign Exchange||Standard daily rates / transaction fees apply||Preferred rates on cross-border funds transfers|
|Dedicated Relationship Service Center||Not included||Yes|
|24/7 Customer Service Call Center at
1-800 ROYAL 5-3 (1-800-769-2553)
|Bonus CD Interest Rates||Not included||Yes|
|Preferred Money Market Savings||Not included||Yes|
|RBC Bank Visa* Platinum Credit Card1
|ID Theft Restoration Services||Not included||Yes|
A typical international wire transfer between the U.S. and Canada can cost between $50-$60 per transaction? With RBC Access USA, you'll enjoy unlimited no-fee transfers between your RBC Bank and RBC Royal Bank accounts, virtually eliminating your need for U.S./Canada wire transfers. For Royal Embassy checking clients, that means the savings you'll get from one international transfer will nearly double the monthly package fees you'll pay over an entire year! Let's do the math,
Typical International Wire Transfer (one-time) = $60
RBC Access USA Transfer = $0
One Year RBC Access USA Fees2 = $35.40
TOTAL CLIENT SAVINGS AFTER ONE TRANSFER = $24.60
Consider this. If you plan to transfer an average of $5,000 or more per month between your U.S. and Canadian accounts, the savings you'll receive from the preferred exchange rates reserved exclusively for Preferred Checking clients will more than offset your monthly package fee! That's without even mentioning all the other benefits you'll enjoy with RBC Access USA Preferred.
1 Cards are subject credit to approval.
2 With eStatements.
‡ All other trademarks are the property of their respective owners.