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Cross-Border Banking Packages®

Making you financial life a little easier.

Choose from the streamlined convenience of our Standard cross-border banking package or upgrade to the Preferred package, where you can take advantage of special perks such as a dedicated Relationship Service Center, special foreign exchange rates on cross-border funds transfers and bonus CD rates. And that's just to name a few!

Compare packages and select the option that's best for you:

 
Standard Package
Preferred Package

Features & Benefits

Primary Checking Account Royal Embassy Preferred
Monthly Fee $2.95 - waived for the first month ($3.95 without eStatements) $19.95 - waived for the first month
Visa‡ Debit Card Yes Yes
No-Fee Overdraft Protection Yes Yes
Checks No additional charge for initial order. No additional charge for checks. Plus discounts on designer checks.
Competitive Interest Rates Non-interest bearing account Yes
Online Banking & Bill Pay with Single Sign-In to your RBC Royal Bank Online Banking Yes Yes
ATM Access No-fee access when using the PNC Bank ATM Network.
No RBC Bank fees at any Visa, NYCE or PLUS ATM. Plus, rebates on fees charged by other banks - up to 2 per month upon request.
No-fee access when using the PNC Bank ATM Network.
No RBC Bank fees at any Visa, NYCE or PLUS ATM. Plus, rebates on fees charged by other banks - up to 4 per month upon request.
Instant Cross-Border Funds Transfers Unlimited between RBC Royal Bank & RBC Bank (Georgia) Unlimited between RBC Royal Bank & RBC Bank (Georgia)
Foreign Exchange Standard daily rates / transaction fees apply Preferred rates on cross-border funds transfers
Dedicated Relationship Service Center Not included Yes
24/7 Customer Service Call Center at
1-800 ROYAL 5-3 (1-800-769-2553)
Yes Yes
Bonus CD Interest Rates Not included Yes
Preferred Money Market Savings Not included Yes
RBC Bank Visa Signature Black‡ Credit Card1
w/RBC Rewards
Yes Yes
ID Theft Restoration Services Not included Yes

Call 1-800 ROYAL® 5-3 (1-800-769-2553) to apply for the Cross-Border banking package that best suits you.

Did You Know?

A typical international wire transfer between the U.S. and Canada can cost between $50-$60 per transaction? With our cross border banking package, you'll enjoy instant transfers between your RBC Bank and RBC Royal Bank accounts, virtually eliminating your need for U.S./Canada wire transfers. For Royal Embassy checking clients, that means the savings you'll get from one international transfer will nearly double the monthly package fees you'll pay over an entire year! Let's do the math,

Typical International Wire Transfer (one-time) = $60

RBC Bank Cross-Border Transfer = $0

One Year Standard Cross-Border Package Fees2 = $35.40

TOTAL CLIENT SAVINGS AFTER ONE TRANSFER = $24.60

Considering the Preferred Cross-Border Banking Package, but worried about the fee?

Consider this. If you plan to transfer an average of $5,000 or more per month between your U.S. and Canadian accounts, the savings you'll receive from the preferred exchange rates reserved exclusively for Preferred Checking clients will more than offset your monthly package fee! That's without even mentioning all the other benefits you'll enjoy with our Preferred Cross Border Banking Package.

1 Cards are subject credit to approval.

2 With eStatements.

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