Skip Header Navigation
Skip Left Navigation

Checking Accounts

RBC Bank offers two comprehensive checking options to help make banking - and your life - a little easier.

Compare Accounts

Royal Embassy Checking


Embassy checking delivers the best in banking conveniences with a lower monthly maintenance fee and the unique capability to seamlessly transfer funds between your US accounts and your accounts with Royal Bank in Canada.

Features Include:

  • No minimum balance requirement ($25 minimum account opening balance)
  • $2.95 monthly maintenance fee with enrollment in eStatements, $3.95 with paper statements
  • Unlimited online cross-border transfers between RBC Royal Bank and RBC Bank accounts at no charge with same day availability for all transferred funds
  • No fee cash withdrawals from over 7,100 ATMs in the PNC Bank ATM network†
  • No RBC Bank fee to use any ATM
    • Reimbursement for ATM fees charged by other banks up to 2 per month (available upon request)
  • FREE Basic checks
  • FREE RBC Bank Visa‡ Debit card
  • FREE Online Banking & Bill Pay
  • Access to U.S. Remote Deposit allowing you to deposit US checks to your account from the convenience of your home, office or even your mobile phone
  • FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!

Preferred Checking


With Preferred Checking, you'll enjoy a premium banking package that offers you an exceptional level of service to meet your banking needs in the U.S.

Features Include:

  • No minimum balance requirements ($25 minimum account opening balance)
  • $19.95 monthly maintenance fee
  • Unlimited online cross-border transfers between RBC Royal Bank and RBC Bank accounts at no charge with same-day availability for all transferred funds
  • Preferred foreign exchange rates on all cross-border transfers
  • Earn interest on all balances
  • No fee cash withdrawals from over 7,100 ATMs in the PNC Bank ATM network†
  • No RBC Bank fee to use any ATM
    • Reimbursement of ATM fees charged by other banks up to 4 per month (available upon request)
  • FREE RBC Bank Visa‡ Debit card
  • FREE Online Banking & Bill Pay
  • FREE basic checks - discounts on other check styles
  • FREE U.S. Remote Deposit allowing you to deposit U.S. checks to your account from the convenience of your home, office or even your mobile phone
  • Access to even higher interest rates on Preferred Money Market Account and CD.
  • ID theft restoration services
  • Dedicated Relationship Service Center
  • FDIC insured funds

Call 1-800 ROYAL 5-3 (1-800-769-2553) to open your account today!



IMPORTANT NOTICE ABOUT FDIC INSURANCE COVERAGE ON YOUR ACCOUNT(S)

By federal law, as of 1/1/2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit “What’s New” on www.fdic.gov.

‡ All other trademarks are the property of their respective owners.
† PNC Bank, National Association, Member FDIC ©2013 The PNC Financial Services Group, Inc. All rights reserved.