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Legal Notices & Terms of Use

Thank you for your interest in RBC Bank®.

Please read these Legal Notices and Terms of Use carefully. Each time you access any portion of this website, you agree to be bound by the current version of the terms and conditions below, as they may be amended from time to time. If you do not agree to these terms and conditions, please exit the site immediately.

Who We Are

RBC Bank (Georgia), N.A. (“RBC Bank”) is a U.S. national banking association supervised by the federal Office of the Comptroller of the Currency. RBC Bank is a trade name used by RBC Bank (Georgia), N.A. Our main office is located in Atlanta, Georgia, while our operations are headquartered in Raleigh, North Carolina. We provide banking services in all 50 U.S. states to Canadian cross-border and RBC Wealth Management clients. Our deposit accounts are insured by the Federal Deposit Insurance Corporation (FDIC) to the maximum amount provided by law, and we are an Equal Housing Lender. Securities, insurance and other services described on this site, or to which you may link from this site, may be provided by affiliates of RBC Bank or by third parties.

General Information

The information on this website is provided for informational purposes only. All information, including these Legal Notices and Terms of Use and the features, terms and costs of products and services, is subject to change or deletion without notice. Any dated information contained on the site is published only as of its date, and we undertake no obligation to update or amend any such information.

Not all products and services described on this website are available in all geographic areas, and the features, terms and costs of certain products and services may vary from area to area. Your eligibility for any particular product or service is subject to our determination and approval.

You are solely responsible for obtaining and maintaining all equipment, hardware, software and internet connection services necessary for you to access and use the site. We have no responsibility or liability for any malfunctions of any of the foregoing, including (as described further below) for any viruses or other harmful effects that may be associated with your use of the site, which use is strictly at your risk.

Certain portions of this website may contain separate disclosures, terms and conditions, which are in addition to these Legal Notices and Terms of Use. In the event of a conflict with these Legal Notices and Terms of Use, the other provisions will govern with respect to that portion of the site.

If any provision of these Legal Notices and Terms of Use or any other term or condition found on this website is held to be invalid or unenforceable, the validity or enforceability of the remaining provisions will not be affected, and to the extent feasible and permitted by applicable law, the invalid or unenforceable provision will be replaced with a valid and enforceable provision that comes closest to the intention underlying the invalid or unenforceable provision.

Any unsolicited comments, suggestions, questions, ideas, concepts, information, materials or the like that you send us through our website or by email will be deemed our property and treated as nonconfidential and nonproprietary as to you, and we will be free to use any of the foregoing for any purpose including but not limited to the development, enhancement or marketing of products or services, without owing any compensation to you.

You agree that your use of this site is governed by the laws of the United States and the State of Georgia.

Third-Party Products and Sites

This site may contain references to products or services provided by third parties that are not affiliated with RBC Bank, including links to such other parties' websites. Any references or links of this type are provided solely for your convenience and do not imply any endorsement or recommendation by us or any of our affiliates of, or any responsibility or liability for, such third-party products or services or any information contained on those parties' websites. When you leave our site to link to any third-party website, you acknowledge that each such provider is responsible for the accessibility, content, level of security and privacy policies of its own site, and that we have no control over any of the foregoing.

Copyrights

All information on this server is protected by a compilation copyright in the United States of America and in other countries. In addition, certain other information is copyrighted by others. Unless otherwise specified, no one has permission to copy or republish, in any form, any information found on the RBC Bank system.

Any person is hereby authorized to view the information available from this web server for informational purposes only. The information is protected under the copyright laws of Canada, the United States and other countries. Unless otherwise specified, no one has permission to copy, redistribute, reproduce, republish, store in medium, re-transmit, modify or make public or commercial use of, in any form, the information without prior written consent of RBC Bank.

Trademarks

Certain names, words, titles, phrases, logos, icons, graphics, designs or other content in the pages of this web site are trade names, service marks or trademarks owned by Royal Bank of Canada or its subsidiaries, or trade names, service marks or trademarks licensed to them. RBC Bank® is a registered trademark of Royal Bank of Canada and is a trade name used under license by RBC Bank (Georgia), N.A. Other trademarks are used by RBC Bank and/or its affiliates under license.

Some trademarks are distinguished from one another and accompanied, at first-time use, with the appropriate trademark symbol: ® / ™ / *. Each symbol is keyed to its respective legend that describes the owner or licensee of the trademark as follows:

® Registered trademark of Royal Bank of Canada, used under license.
™ Trademark of Royal Bank of Canada, used under license.
* RBC Bank is a licensee of the trademark.

The display of service marks, trademarks and trade names on pages in this web site does not imply that a license of any kind has been granted to anyone else. The information is for your personal use only. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the contents of this web site may be a violation of any federal or other law that may apply to trademarks and/or copyrights and could subject the copier to legal action.

No Warranties

THE INFORMATION CONTAINED ON OR ACCESSED THROUGH THIS WEBSITE, INCLUDING ANY REFERENCES TO THIRD PARTIES OR THEIR PRODUCTS OR SERVICES, IS PROVIDED SOLELY ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. FURTHER, WE MAKE NO REPRESENTATION OR WARRANTY: (1) THAT THE WEBSITE WILL BE ERROR-FREE OR OMISSION-FREE WITH RESPECT TO THE ACCURACY, ADEQUACY, RELIABILITY, CURRENCY, TIMELINESS, COMPLETENESS, ETC. OF ANY INFORMATION CONTAINED ON THE SITE; (2) THAT THE WEBSITE OR ANY OF THE INFORMATION, PRODUCTS OR SERVICES DESCRIBED ON THE SITE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS; OR (3) THAT OPERATION OF THE SITE WILL BE UNINTERRUPTED, SECURE, OR FREE FROM VIRUSES OR OTHER POTENTIALLY HARMFUL EFFECTS; AND WE EXPRESSLY DISCLAIM ANY LIABILITY ON THE BASIS OF ANY OF THE FOREGOING.

Liability Limitations

UNDER NO CIRCUMSTANCES WILL RBC BANK OR ANY OF ITS AFFILIATES BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND INCLUDING DAMAGES RESULTING FROM LOSS OF USE, DATA OR PROFITS, REGARDLESS OF WHETHER WE HAVE BEEN NOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES, BASED ON ANY THEORY OF LIABILITY AND ARISING OUT OF OR RELATED TO THE USE, QUALITY, PERFORMANCE, OR UNAVAILABILITY OF THIS WEBSITE OR ANY LINKED SITE OR ANY INFORMATION CONTAINED THEREON.

Additional Disclosures and Disclaimers

The information contained on this website is not intended for distribution to or use by anyone, nor is it intended to constitute an offer or solicitation of banking or other services, in any jurisdiction, state or country where such distribution or use or the offering, solicitation or providing of such services is contrary to applicable law.

Any company or other information on this site is provided for informational purposes only and is not intended as an offer or solicitation for the sale or purchase of any security, nor should it be used or relied on in connection with any sale or purchase of securities.

Neither we nor any of our affiliates acts as an advisor or fiduciary in providing any information on this website. Please consult a qualified financial, legal, tax, accounting, estate planning or other advisor for guidance concerning your specific circumstances.