7 easy ways to make deposits. Choose the option that fits your needs.

1. Instant and free cross-border transfers

Make instant and free funds transfers1 between your RBC Bank (U.S.) and your RBC Royal BankTM (Canadian) accounts using RBC Bank Online Banking. There are no fees and no limit to the number of transfers you can make each month.

Learn more 
Online Banking & Bill Pay
Transferring money

Watch the video
Linking U.S. and Canadian RBC Accounts

2. Deposit checks with your smartphone (or computer with a scanner)

Deposit U.S. dollar checks drawn on U.S. financial institutions anytime, from anywhere with our U.S. Remote Deposit2 service using your smartphone, tablet, or personal computer with a scanner. There’s no fee. Funds deposited may take up to five business days to become available.

Learn more
About U.S. Remote Deposit 
Sign in to U.S. Remote Deposit 

Watch the video
Signing up for U.S. Remote Deposit

3. Deposit checks at an ATM

Use your RBC Bank Visa‡ Debit card to deposit U.S. dollar checks drawn on U.S. financial institutions at our no-fee ATMs that accept deposits. Funds deposited at an ATM may take up to five business days to become available.  

Learn more
ATM deposits 
ATM Locator

Watch the video
Making an ATM deposit

4. Direct deposit of your regular payments

Set up automatic deposits for your U.S. dollar paycheck or other regular payments in U.S. dollars you receive. Use the direct deposit instructions of the organization paying you or our direct deposit form. There are no RBC Bank fees for this service.

Direct deposit form

5. Transfer funds into your RBC Bank account from accounts you have at other U.S. banks

Use Online Banking to register accounts you own with other U.S. financial institutions, then make easy online transfers with no fee from RBC Bank. Fees at other banks may apply. Funds transferred may take several business days to become available depending on the policies at other U.S. financial institutions.

Learn more
Transferring money

Watch the video
Linking your RBC Bank and other U.S. FI accounts

6. U.S. mail (United States Postal Service – USPS)

Mail checks in U.S. dollars drawn on any U.S. financial institution with a completed deposit slip to:

RBC Bank (GA)
PO Box 4598
Carol Stream, IL 60197-9924

To request your free, postage-paid bank-by-mail envelopes or additional deposit slips, call 1-800 ROYAL 5-3 (1-800-769-2553) or to email us your request, click here. Contact us.

7. Wire transfers

Complete domestic and international wire transfers between accounts you own or with others. To get started, click here.

Learn more
Transferring money
FAQ – Wire transfers 
Wire Transfer Agreement 
Wire transfer fee schedule

‡ All other trademarks are the property of their respective owners.
1 Maximum transaction limits apply and are subject to change. Availability of the money will depend on the time it is sent from RBC Royal Bank or RBC Bank. Transaction may not appear on your RBC Bank (U.S.) account transaction history until the following day but will reflect the date of the transfer.
2 Limits apply. A maximum of three deposits per day totaling no more than $3,500 in deposited items applies. You may transmit a maximum of nine deposits over any five consecutive business days totaling no more than $7,000 in deposited items. Contact us for higher limits if needed.