Visa Platinum Credit Card

Purchasing power in the U.S. and valuable rewards.

Whether you’re moving south long term, visiting for the season, or making U.S. purchases online, a Visa‡ Platinum Credit card from RBC Bank gives you convenient U.S. purchasing power plus the security of not having to carry cash — all while earning valuable RBC Rewards Points. And only RBC Bank will use your Canadian credit history and your RBC Royal BankTM history to help you qualify!

Use your card for U.S. purchases and you’ll earn great RBC Rewards Points, avoid foreign transaction fees, and build your U.S. credit at the same time. You’ll also be protected in case of fraudulent use, thanks to Visa’s Zero Liability.1

Features include:

  • No annual fee1
  • 0% introductory APR interest rate for six months on purchases and balance transfers. After the introductory period, a variable interest rate of between 10.74% and 20.74% will apply. This APR will vary with the market, based on the prime rate.2
  • Valuable RBC Rewards points earned with every qualifying purchase redeemable for travel, merchandise, gift cards, and cash back.
  • Added security benefits like chip technology and Visa’s Zero Liability Policy3 to protect you from personal liability in the event of fraudulent use
  • Ability to easily pay for purchases using Apple Pay
  • Worldwide acceptance wherever you see the Visa or NYCE logo, including ATMs
  • eStatements to view your card statements online anytime, anywhere


‡ All other trademarks are the property of their respective owners. Apple Pay is a trademark of Apple Inc.
Cards are subject to credit approval.
All insurance is subject to limitations and exclusions.

1 Additional credit card transaction fees will apply as follows: Balance Transfers - Either $10 or 3% of the amount of each transfer, whichever is greater (after the end of the introductory period, the maximum fee is $99). The Balance Transfer fee has no maximum during the introductory period (first 6 monthly billing cycles); thereafter, this fee will be a maximum of $99 per Balance Transfer. Cash Advances - Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee - 3% of the U.S. Dollar amount of foreign transaction regardless of whether the transaction is made in U.S. Dollars or in a foreign currency (Exception: Puerto Rico and U.S. Virgin Islands). Late Payment Fee - up to $35. Returned Payment Fee - up to $35.

2 Prime Rate: As published in the Wall Street Journal, Eastern Edition, on the 20th day of the preceding month; current rate is 4.00% as of April 1, 2017.

3 Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to commercial credit cards, ATM transactions, or PIN transactions not processed by Visa. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit