RBC Rewards for credit cards

Enjoy a wide variety of ways
to use your points

No matter which side of the border you happen to be on, you’ll find lots of ways to use your RBC Rewards Points. Use them immediately or save them up. Redeem them for cash back or for travel, merchandise, and gift cards. And we’ve made it very easy to earn the rewards you want even faster by pooling your points with family and friends. Or, convert and transfer your RBC Rewards Points to your Canadian card with Rewards.

Redeem your RBC Rewards Points for:

  • Gift cards from a variety of U.S. and Canadian retailers, restaurants, and more
  • Travel with no hidden fees, blackout dates, or seat restrictions
  • High-end merchandise including jewelry, electronics, and entertainment
  • Cash-back credit to apply toward your outstanding account balance

Choose the program that’s most rewarding for you. 

With your You earn Annual fee
RBC Bank Visa Signature Black Credit card 1 point for every $1 spent2 None
RBC Bank Visa Signature Black Plus Credit card 1.5 points for every $1 spent2 $75
RBC Bank Visa Platinum Rewards Credit card 1 point for every $1 spent2 None


For more information about earning, pooling, transferring points and more, please refer to the RBC Rewards Program Rules Terms & Conditions.

‡ All other trademarks are the property of their respective owners.
Cards are subject to credit approval.
1 Offer applies to new accounts only. Product transfers are not eligible. Bonus
RBC Rewards Points offers cannot be combined.
2 Points are not earned on balance transfers and cash advances.