Premium Checking
Balances Rate APY*
Less than $10,000  0.03%  0.03%
$10,000 – $24,999  0.03%  0.03%
$25,000 – $49,999  0.03%  0.03%
$ 50,000 +  0.03%  0.03%

 

Preferred Checking
Balances Rate APY*
Less than $1,500  0.03%  0.03%
$1,500 – $9,999  0.03%  0.03%
$10,000 – $24,999  0.03%  0.03%
$ 25,000 +  0.03%  0.03%

 

Certificates of Deposit¹
Term Rate APY*
6 months 0.75% 0.75%
1 year 1.00% 1.00%
2 years 1.35% 1.36% 
3 years 1.50%  1.51% 
4 years 1.75%  1.76% 
5 years 2.00%  2.02%

 

Personal Savings
Balances Rate APY*
Less than $10,000 0.05% 0.05%
$10,000 – $24,999 0.05%  0.05%
$25,000 – $49,999 0.05%  0.05%
$50,000 + 0.05%  0.05%

 

Preferred Money Market Savings
Balances Rate APY*
Less than $10,000 0.20% 0.20%
$10,000 – $24,999 0.20% 0.20%
$25,000 – $49,999 0.20% 0.20%
$50,000 + 0.25% 0.25%

 

Money Market Investment Savings
Balances Rate APY*
Less than $10,000 0.05% 0.05% 
$10,000 – $24,999 0.05%  0.05%
$25,000 – $49,999 0.10% 0.10%
$50,000 + 0.10%  0.10%

 

 

* Annual percentage yield

1 Substantial penalties apply for early withdrawals. Interest rates may change at any time without notice. Rates and APYs may change at our discretion at any time and are not tied to any index.