U.S.-based credit cards

RBC Bank Visa Credit cards with great RBC Rewards

RBC Bank Visa Credit cards offer Canadians big benefits. You can avoid foreign transaction fees when you make U.S. purchases. Using your card for U.S. purchases also brings you valuable RBC Rewards Points redeemable for travel, merchandise, gift cards, and cash back.

Want to build RBC Rewards Points faster? You can pool your rewards points with family and friends who have an RBC Bank credit card or transfer your RBC Rewards Points to your Canadian card that has Rewards. Select a Visa Signature Black Plus Credit card when you apply and earn 50% more RBC Rewards Points!

How about other benefits? You’ll appreciate the travel accident insurance1 your card brings you. And if you’re moving south for the long term, having a U.S. credit card is an excellent way to begin building your U.S. credit history.

In addition, having a U.S. credit card is far more secure than carrying cash, and a Visa card is accepted worldwide.


  • No annual fee2 on Visa Signature Black Credit card and Visa Platinum Credit card
  • Earn valuable RBC Rewards Points on U.S. purchases and redeem them
    for travel, merchandise, gift cards, and cash back.
  • Roadside assistance1
  • Emergency cash and card replacement1
  • Visa’s Zero Liability Policy3 to protect you from liability in the event of
    fraudulent use

Find the credit card that’s right for you.

To compare features and benefits for all our credit cards, see Compare credit cards.

‡ All other trademarks are the property of their respective owners.
Cards are subject to credit approval.
1 All insurance is subject to limitations and exclusions. Insurance products are offered by Visa and are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate.
2 Additional credit card transaction fees will apply as follows: Balance Transfers - Either $10 or 3% of the amount of each transfer, whichever is greater (after the end of the introductory period, the maximum fee is $99). The Balance Transfer fee has no maximum during the introductory period (first 6 monthly billing cycles); thereafter, this fee will be a maximum of $99 per Balance Transfer. Cash Advances - Either $5 or 3.5% of the amount of each Cash Advance, whichever is greater. Foreign Transaction Fee - 1.5% of the U.S. Dollar amount of foreign transaction regardless of whether the transaction is made in U.S. Dollars or in a foreign currency (Exception: Puerto Rico and U.S. Virgin Islands). Late Payment  Fee- up to $35. Returned Payment Fee - up to $35.
3 Visa's Zero Liability Policy covers U.S. issued cards only and does not apply to commercial credit cards, ATM transactions, or PIN transactions not processed by Visa. Cardholder must notify card issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.rbc.com/security.