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Advice Center


Report Fraud Activity Immediately

If you become a victim of identity theft or fraudulent account activity, it’s imperative you act quickly. Here’s how.

Contact creditors for accounts that have been used or opened fraudulently

  • Close accounts that have been tampered with.
  • Open new ones with new PINs and passwords.

Notify ALL credit reporting agencies

  • Request that a fraud alert be placed on your file.
  • Submit a victim’s statement.
  • Request that you be contacted personally to approve any and all new transactions or account openings.

To contact the major credit reporting agencies:

To report fraud: 1-800-680-7289
TDD: 1-877-553-7803

1-888-EXPERIAN (397-3742)
To report fraud: 888-397-3742
TDD: 1-800-972-0322

To report fraud: 1-800-525-6285
TDD: 1-800-255-0056, then ask operator to dial 1-800-685-1111

File a police report

File a report first in your local community. Then, if the initial fraud took place in another town or city, file a report with that police department as well.

File a report with the Federal Trade Commission (FTC)

To reach the Federal Trade Commission, call 1-877-IDTHEFT (438-4338) or visit