Advice Center

If you become a victim of identity theft or fraudulent account activity, it’s imperative you act quickly. Here’s how.

Contact creditors for accounts that have been used or opened fraudulently

• Close accounts that have been tampered with.
• Open new ones with new PINs and passwords.

Notify ALL credit reporting agencies

• Request that a fraud alert be placed on your file.
• Submit a victim’s statement.
• Request that you be contacted personally to approve any and all new transactions or account openings.

To contact the major credit reporting agencies:

TransUnion
1-800-888-4213
TransUnion
To report fraud: 1-800-680-7289
TDD: 1-877-553-7803

Experian
1-888-EXPERIAN (397-3742)
Experian
To report fraud: 888-397-3742
TDD: 1-800-972-0322

Equifax
1-800-685-1111
Equifax
To report fraud: 1-800-525-6285
TDD: 1-800-255-0056, then ask operator to dial 1-800-685-1111

File a police report

File a report first in your local community. Then, if the initial fraud took place in another town or city, file a report with that police department as well.

File a report with the Federal Trade Commission (FTC)

To reach the Federal Trade Commission, call 1-877-IDTHEFT (438-4338) or visit www.consumer.gov/idtheft