In the United States, Visa Debit cards are convenient tools that...
It's also important to note that, even though U.S. debit cards carry the Visa logo, they are not credit cards. The amount of any purchase will be deducted from your U.S. checking account.
One unique feature of U.S. debit cards is the liability protection they offer the cardholder. Through federal regulations and Visa policies, most U.S. debit cards protect cardholders from the liability that arises from fraudulent use or theft.
When using a U.S. debit card, be sure to carry a picture identification card as you may be asked to present one at point of sale. Some merchants also require U.S. zip code verification for transaction approval.